Regardless if you are a first time home buyer or buying a new home in Albany New York, our vetted loan officers have a solid understanding of the local real estate industry and what it really takes to close your dentist mortgage with efficiency and know-how.
Our loan officers in Albany New York offer exclusive financing for dentists, like you.
First and foremost, let’s discuss why dentist mortgage loans even exist. The main reason is that dentists are really profitable customers for financial institutions. They take out big loans early in their careers and almost always pay them off. Lenders use dentist home loans to lock in early career dentists by loaning them more money with a lot fewer stipulations than their competitions.
If you are trying to find a dentist mortgage in Albany New York then you came to the right place.
You’ve worked very hard to become a dentist and purchasing home really should not be nearly as difficult.
Did you know there is a special loan that makes it easy for dentists to buy a home?
A home loan just for dentists?
Yup, dentists get their own loan!
A dentist mortgage is a customized loan program put together just for dentists in the home buying process.
We understand the economic demands of your student loan liability, and how crucial it is to preserve working capital for when the time is right with starting your dental career. No matter if you are a couple years into practice, or a well established dentist, you can count on us to find a home loan that is specifically tailored for your needs.
Quite a few dental professionals in Albany New York may not qualify for conventional loans for various reasons such as minimal savings for a down payment, large student loan financial debt or minimal to no work history.
Despite these reasons smart financial institutions know that dentists are a good choice considering that they typically have an incredibly low default rate on loans, high earning potential and stable jobs.
Not all financial institutions offer this specialized product and within banks that do simply speaking with the best mortgage officer makes a tremendous difference.
Buying a house doesn’t have to drain your savings and the process doesn’t need to drain your time.
What if you have some funds to put down or are considering waiting until you have the cash?
Our mortgage lenders can do the math for you and show you what each situation looks like and the advantages of each too.
In most situations, you’ll get your mortgage loan paid off sooner and save thousands on interest too.
Furthermore, don’t forget that having equity in your home will likely offer greater security and overall flexibility, specifically if something unexpected happens. With the 100% financed dentist home mortgage loan, you ought to expect to begin underwater. If something does not work out and you are forced to sell quickly, you need to be prepared to write a potentially sizable check for up to 10% of the purchase price just to get out of the house.
Regardless of whether you are relocating down the road, across town or across the country, we are available to work with you throughout the dentist home loan process:: because you deserve it!
Dentists, get the house of your dreams with our Albany New York dentist home loan program!