Whether our clients are a first time home buyer or buying a new home in Altoona Pennsylvania, our vetted loan officers have a solid understanding of the local real estate market and what it really takes to secure your dentist home loan with competency and know-how.
Our loan officers in Altoona Pennsylvania provide specialized financing for dentists, exactly like you.
First and foremost, let’s discuss why dentist mortgage loans even exist. The main reason is that dentists are really profitable customers for lending institutions. They take out big loans early in their careers and almost always pay them off. Lenders use dentist home loans to lock in early career dentists by lending them more money with a lot fewer stipulations than their competitions.
If you are looking for a dentist mortgage loan in Altoona Pennsylvania then you came to the perfect place.
You’ve trained very hard to become a dentist and buying home should not be nearly as challenging.
Did you know there is a special loan that makes it easy for dentists to buy a home?
A home loan just for dentists?
Yup, dentists get their own loan!
A dentist home mortgage is a specialized loan program made just for dentists in the home buying process.
We are aware of the personal financial demands of your student loan debt, and how vital it is to maintain working capital for when the time is right with starting your dental career. Whether you are a couple years into practice, or a well established dentist, you can rely on us to find a home loan that is exclusively tailored for your needs.
A lot of dental experts in Altoona Pennsylvania may not qualify for conventional loans for various reasons such as minimal savings for a down payment, big student loan debt or very little to no work history.
Despite these factors smart financial institutions know that dentists are a good choice due to the fact that they generally have an incredibly low default rate on loans, high earning potential and secure jobs.
Not all lenders offer this specialized product and within banks that do simply speaking with the best mortgage officer makes an enormous difference.
Purchasing a home doesn’t have to drain your savings and the process doesn’t need to drain your time.
Suppose you have some cash to put down or are looking at delaying until you have the money?
Our lenders can do the math for you and show you what each scenario looks like and the advantages of each too.
In most cases, you’ll get your mortgage loan paid off earlier and save thousands of dollars on interest rates too.
Furthermore, don’t overlook that having equity in your home will provide more security and flexibility, especially if something unplanned happens. With the 100% financed dentist mortgage loan, you should anticipate to begin underwater. If something doesn’t work out and you’re forced to sell quickly, you need to be prepared to write a potentially large check for up to 10% of the purchase price just to get out of the home.
No matter if you are relocating down the street, across town or across the country, we are here to work with you throughout the dentist home loan process:: because you deserve it!
Dentists, get the home of your dreams with our Altoona Pennsylvania dentist home mortgage program!