Whether you are a first time home buyer or purchasing a new home in Amarillo Texas, our vetted loan officers have a solid understanding of the local real estate industry and what it really requires to close your dentist home mortgage with competency and know-how.
Our loan officers in Amarillo Texas provide special financing for dentists, just like you.
To start with, let’s talk about why dentist mortgage loans even exist. The main reason is that dentists are very profitable customers for financial institutions. They take out big loans early in their careers and almost always pay them off. Lenders use dentist home loans to secure early career dentists by loaning them more money with a lot fewer terms than their competitions.
If you are looking for a dentist home loan in Amarillo Texas then you came to the right place.
You’ve trained very hard to become a dentist and purchasing home really should not be nearly as challenging.
Did you know there is a special loan that makes it easy for dentists to buy a home?
A home loan just for dentists?
Yup, dentists get their own home loan!
A dentist mortgage is a specialized loan program created just for dentists in the home buying process.
We recognize the personal financial demands of your student loan financial obligation, and how vital it is to maintain working capital for when the time is right with launching your dental career. Whether you are a couple years into practice, or a well established dentist, you can depend on us to find a home loan that is specially tailored for your needs.
Quite a few dentists in Amarillo Texas may not qualify for conventional loans for various reasons such as minimal savings for a down payment, big student loan debt or very little to no work history.
Despite these reasons smart financial institutions know that dentists are a good choice because they generally have an exceptionally low nonpayment rate on loans, high earning potential and secure jobs.
Not all banks offer this specialized product and within banks that do simply speaking with the right mortgage loan officer makes a tremendous difference.
Buying a home doesn’t need to drain your savings and the process doesn’t have to drain your time.
What if you have some funds to put down or are considering waiting until you have the funds?
Our loan providers can do the math for you and show you what each situation looks like and the benefits of each too.
In most circumstances, you’ll get your mortgage paid off sooner and save thousands on interest too.
Additionally, don’t forget that having equity in your home will most likely provide greater security and flexibility, specifically if something unforeseen happens. With the 100% financed dentist home mortgage loan, you ought to expect to start out underwater. If something doesn’t work out and you are forced to sell quickly, you should be prepared to write a potentially sizable check for up to 10% of the purchase price just to get out of the house.
Regardless of whether you’re relocating down the road, across town or across the country, we are available to work with you through the dentist home mortgage process:: because you deserve it!
Dentists, get the home of your dreams with our Amarillo Texas dentist home loan program!