Whether our clients are a first time home buyer or buying a new home in Annapolis Maryland, our vetted loan officers have a strong understanding of the local area real estate industry and what it takes to close your dentist home loan with competency and expertise.
Our loan officers in Annapolis Maryland provide exclusive financing for dentists, just like you.
First, let’s talk about why dentist mortgage loans even exist. The reason is that dentists are really profitable customers for financial institutions. They take out big loans early in their careers and almost always pay them off. Lenders use dentist home loans to lock in early career dentists by loaning them more money with a lot fewer stipulations than their competitors.
If you are trying to find a dentist mortgage in Annapolis Maryland then you came to the right place.
You’ve worked very hard to become a dentist and buying home really should not be nearly as challenging.
Did you know there is a special loan that makes it easy for dentists to buy a home?
A home loan only for dentists?
Yup, dentists get their own mortgage!
A dentist home loan is a specialty loan program developed just for dentists in the home purchasing process.
We understand the financial demands of your student loan financial obligation, and how essential it is to preserve working capital for when the time is right with launching your dental career. Regardless if you are a couple years into practice, or a well established dentist, you can count on us to find a home loan that is exclusively tailored for your needs.
A lot of dental professionals in Annapolis Maryland may not qualify for conventional loans for various reasons such as minimal savings for a down payment, big student loan financial debt or little to no work history.
Despite these factors smart lending institutions know that dentists are a good bet considering that they historically have an incredibly low default rate on loans, high earning potential and stable jobs.
Not all financial institutions offer this specialized product and within banking institutions that do just simply talking with the best home loan officer makes a tremendous difference.
Buying a house doesn’t need to drain your savings and the process doesn’t have to drain your time.
What if you have some funds to put down or are looking at waiting until you have the money?
Our mortgage lenders can do the math for you and show you what each scenario looks like and the advantages of each too.
In most cases, you’ll get your home mortgage paid off earlier and save thousands of dollars on interest too.
Furthermore, don’t overlook that having equity in your home will provide greater security and flexibility, especially if something unanticipated happens. With the 100% financed dentist mortgage loan, you ought to anticipate to start out underwater. If something does not work out and you are forced to sell quickly, you should be prepared to write a potentially sizable check for up to 10% of the purchase price just to get out of the house.
Regardless of whether you are moving down the street, across town or across the country, we are here to assist you through the dentist home mortgage process:: because you deserve it!
Dentists, get the home of your dreams with our Annapolis Maryland dentist home loan program!