Whether or not you are a first time home buyer or buying a new home in Atlantic City New Jersey, our vetted loan officers have a strong understanding of the local area real estate industry and what it takes to close your dentist home loan with efficiency and expertise.
Our loan officers in Atlantic City New Jersey offer exclusive financing for dentists, like you.
First off, let’s discuss why dentist mortgage loans even exist. The reason is that dentists are extremely profitable customers for lending institutions. They take out big loans early in their careers and almost always pay them off. Lenders use dentist home loans to secure early career dentists by loaning them more money with far fewer terms than their competitors.
If you are looking for a dentist mortgage loan in Atlantic City New Jersey then you came to the right place.
You’ve trained very hard to become a dentist and purchasing home should not be nearly as difficult.
Did you know there is a special loan that makes it easy for dentists to buy a home?
A home loan specifically for dentists?
Yup, dentists get their own home loan!
A dentist home mortgage is a special loan program made just for dentists in the home buying process.
We recognize the financial demands of your student loan financial obligation, and how essential it is to maintain working capital for when the time is right with starting your dental career. Whether or not you are a couple years into practice, or a well established dentist, you can rely on us to find a mortgage loan that is specially tailored for your needs.
Quite a few dental experts in Atlantic City New Jersey may not qualify for conventional loans for various reasons such as minimal savings for a down payment, large student loan financial debt or minimal to no work history.
Despite these reasons smart lending institutions know that dentists are a good choice because they generally have an incredibly low default rate on loans, high earning potential and secure jobs.
Not all lenders offer this specialized product and within banks that do just simply consulting with the best mortgage officer makes a significant difference.
Buying a home doesn’t have to drain your savings and the process doesn’t need to drain your time.
What if you have some funds to put down or are considering delaying until you have the funds?
Our lenders can do the math for you and show you what each scenario looks like and the benefits of each too.
In most cases, you’ll get your mortgage loan paid off sooner and save thousands of dollars on interest rates too.
Additionally, don’t overlook that having equity in your home will offer more security and overall flexibility, specifically if something unanticipated happens. With the 100% financed dentist home mortgage loan, you should anticipate to start out under water. If something does not work out and you’re forced to sell quickly, you need to be prepared to write a potentially sizable check for as much as 10% of the purchase price simply to get out of the house.
No matter if you’re moving down the road, across town or across the country, we are available to lend a hand you throughout the dentist home loan process:: because you deserve it!
Dentists, get the home of your dreams with our Atlantic City New Jersey dentist home mortgage program!