Regardless of whether you are a first time home buyer or purchasing a new home in Austin Texas, our vetted loan officers have a solid understanding of the local real estate industry and what it really requires to close your dentist home mortgage with competency and know-how.
Our loan officers in Austin Texas offer exclusive financing for dentists, exactly like you.
To start with, let’s talk about why dentist mortgage loans even exist. The reason is that dentists are really profitable customers for lenders. They take out big loans early in their careers and almost always pay them off. Lenders use dentist home loans to secure early career dentists by loaning them more money with a lot fewer terms than their competitors.
If you are looking for a dentist mortgage loan in Austin Texas then you came to the perfect place.
You’ve worked very hard to become a dentist and purchasing home should not be nearly as difficult.
Did you know there is a special loan that makes it easy for dentists to buy a home?
A home loan specifically for dentists?
Yup, dentists get their own home loan!
A dentist home loan is a customized loan program put together just for dentists in the home purchasing process.
We recognize the budgetary demands of your student loan financial debt, and how essential it is to maintain working capital for when the time is right with launching your dental career. Whether you are a couple years into practice, or a well established dentist, you can count on us to find a mortgage loan that is specially tailored for your needs.
Quite a few dental professionals in Austin Texas may not qualify for conventional loans for various reasons such as minimal savings for a down payment, large student loan financial obligation or minimal to no work history.
Despite these reasons smart loan providers know that dentists are a good choice considering that they historically have an incredibly low nonpayment rate on loans, high earning potential and stable jobs.
Not all banks offer this specialized product and within banks that do just simply talking to the best mortgage officer makes a remarkable difference.
Buying a home doesn’t have to drain your savings and the process doesn’t have to drain your time.
What if you have some money to put down or are considering delaying until you have the cash?
Our loan providers can do the math for you and show you what each situation looks like and the benefits of each too.
In most instances, you’ll get your home loan paid off sooner and save thousands of dollars on interest rates too.
Additionally, don’t forget that having equity in your home will most likely provide greater security and flexibility, particularly if something unplanned happens. With the 100% financed dentist home mortgage loan, you should anticipate to start out underwater. If something doesn’t work out and you’re forced to sell quickly, you should be prepared to write a potentially big check for as much as 10% of the purchase price simply to get out of the house.
Whether you’re moving down the road, across town or across the country, we are right here to work with you throughout the dentist home mortgage process:: because you deserve it!
Dentists, get the house of your dreams with our Austin Texas dentist home mortgage program!