Home Mortgage For Dentists In Baton Rouge Louisiana

Regardless of whether you are a first time home buyer or purchasing a new home in Baton Rouge Louisiana, our vetted loan officers have a solid understanding of the local area real estate market and what it really takes to secure your dentist home mortgage with competency and expertise.

Our loan officers in Baton Rouge Louisiana offer exclusive financing for dentists, like you.

First off, let’s discuss why dentist mortgage loans even exist. The main reason is that dentists are extremely profitable clients for lenders. They take out big loans early in their careers and almost always pay them off. Lenders use dentist home loans to secure early career dentists by lending them more money with a lot fewer stipulations than their competition.

Dentist Home Mortgage Experts In Baton Rouge Louisiana

If you are trying to find a dentist home loan in Baton Rouge Louisiana then you came to the perfect place.

You’ve trained very hard to become a dentist and buying home really should not be nearly as challenging.

Did you know there is a special loan that makes it easy for dentists to buy a home?

A home loan specifically for dentists?

Yup, dentists get their own mortgage!

A dentist mortgage is a customized loan program made just for dentists in the home purchasing process.

We are aware of the economic demands of your student loan financial debt, and how important it is to maintain working capital for when the time is right with embarking upon your dental career. No matter if you are a couple years into practice, or a well established dentist, you can depend on us to find a home loan that is specifically tailored for your needs.

Many dental professionals in Baton Rouge Louisiana may not qualify for conventional loans for various reasons such as minimal savings for a down payment, big student loan financial debt or little to no work history.

Despite these reasons smart lending institutions know that dentists are a good bet considering that they generally have an exceptionally low default rate on loans, high earning potential and stable jobs.

Not all lenders offer this specialized product and within banks that do simply talking to the best mortgage officer makes a remarkable difference.

Advantages of Dentist Home Mortgage Loans

  • Generally does not include student loan monthly payments in debt-to-income ratio.
  • Requires low to no down payment (0-5 percent).
  • Often does not call for private mortgage insurance (PMI), despite the fact that lower than 20 percent down payment.
  • Will accept a contract as evidence of future earnings, instead of pay stubs or W-2s, which don’t yet exist.

Purchasing a home doesn’t need to drain your savings and the process doesn’t need to drain your time.

Should You Put Cash Down?

Suppose you have some cash to put down or are thinking about waiting until you have the cash?

Our mortgage lenders can do the math for you and show you what each scenario looks like and the benefits of each too.

In most circumstances, you’ll get your home loan paid off sooner and save thousands on interest rates too.

Furthermore, don’t forget that having equity in your house will most likely offer more security and flexibility, particularly if something unanticipated happens. With the 100% financed dentist home mortgage loan, you ought to expect to begin underwater. If something does not work out and you’re forced to sell quickly, you should be prepared to write a potentially sizable check for up to 10% of the purchase price just to get out of the house.

No matter if you’re moving down the road, across town or across the country, we are here to lend a hand you through the dentist home loan process:: because you deserve it!

Dentists, get the house of your dreams with our Baton Rouge Louisiana dentist home loan program!