Regardless of whether you are a first time home buyer or buying a new home in Bellingham Washington, our vetted loan officers have a strong understanding of the local area real estate market and what it requires to secure your dentist home loan with proficiency and expertise.
Our loan officers in Bellingham Washington offer specialized financing for dentists, exactly like you.
To start with, let’s talk about why dentist mortgage loans even exist. The reason is that dentists are really profitable customers for lending institutions. They take out big loans early in their careers and almost always pay them off. Lenders use dentist home loans to secure early career dentists by loaning them more money with far fewer terms than their competitions.
If you are trying to find a dentist mortgage in Bellingham Washington then you came to the perfect place.
You’ve worked very hard to become a dentist and purchasing home really should not be nearly as challenging.
Did you know there is a special loan that makes it easy for dentists to buy a home?
A home loan specifically for dentists?
Yup, dentists get their own loan!
A dentist home mortgage is a specialty loan program put together just for dentists in the home purchasing process.
We understand the economic demands of your student loan debt, and how essential it is to maintain working capital for when the time is right with embarking upon your dental career. Regardless if you are a couple years into practice, or a well established dentist, you can rely on us to find a mortgage loan that is specifically tailored for your needs.
A large number of dental experts in Bellingham Washington may not qualify for conventional loans for various reasons such as minimal savings for a down payment, large student loan financial debt or little to no work history.
Despite these reasons smart financial institutions know that dentists are a good choice because they historically have an incredibly low default rate on loans, high earning potential and secure jobs.
Not all lenders offer this specialized product and within banking institutions that do just simply speaking with the right mortgage officer makes a remarkable difference.
Purchasing a home doesn’t have to empty your savings and the process doesn’t need to drain your time.
Suppose you have some money to put down or are looking at delaying until you have the funds?
Our loan providers can do the math for you and show you what each situation looks like and the benefits of each too.
In most situations, you’ll get your home loan paid off earlier and save thousands on interest too.
Furthermore, don’t forget that having equity in your house will likely provide greater security and overall flexibility, especially if something unforeseen happens. With the 100% financed dentist mortgage loan, you ought to anticipate to start out underwater. If something does not work out and you’re forced to sell quickly, you should be prepared to write a potentially large check for as much as 10% of the purchase price just to get out of the home.
Whether you’re moving down the road, across town or across the country, we are available to lend a hand you through the dentist home mortgage process:: because you deserve it!
Dentists, get the house of your dreams with our Bellingham Washington dentist home mortgage program!