Whether you are a first time home buyer or buying a new home in Camden New Jersey, our vetted loan officers have a solid understanding of the local area real estate industry and what it really takes to close your dentist home loan with efficiency and expertise.
Our loan officers in Camden New Jersey provide specialized financing for dentists, just like you.
First off, let’s talk about why dentist mortgage loans even exist. The reason is that dentists are extremely profitable customers for financial institutions. They take out big loans early in their careers and almost always pay them off. Lenders use dentist home loans to lock in early career dentists by loaning them more money with far fewer terms than their competitions.
If you are looking for a dentist mortgage in Camden New Jersey then you came to the right place.
You’ve worked very hard to become a dentist and buying home really should not be nearly as challenging.
Did you know there is a special loan that makes it easy for dentists to buy a home?
A home loan just for dentists?
Yup, dentists get their own loan!
A dentist mortgage is a specialty loan program put together just for dentists in the home purchasing process.
We recognize the economic demands of your student loan financial obligation, and how vital it is to maintain working capital for when the time is right with embarking upon your dental career. No matter if you are a couple years into practice, or a well established dentist, you can depend on us to find a home loan that is exclusively tailored for your needs.
Quite a few dental experts in Camden New Jersey may not qualify for conventional loans for various reasons such as minimal savings for a down payment, big student loan debt or minimal to no work history.
Despite these factors smart lenders know that dentists are a good bet because they traditionally have an incredibly low nonpayment rate on loans, high earning potential and stable jobs.
Not all banks offer this specialized product and within banks that do just simply talking with the right mortgage officer makes a tremendous difference.
Purchasing a house doesn’t have to empty your savings and the process doesn’t have to drain your time.
Suppose you have some cash to put down or are looking at delaying until you have the cash?
Our loan providers can do the math for you and show you what each situation looks like and the benefits of each too.
In most situations, you’ll get your home mortgage paid off earlier and save thousands on interest rates too.
Furthermore, don’t overlook that having equity in your home will definitely provide greater security and flexibility, especially if something unplanned happens. With the 100% financed dentist mortgage loan, you ought to expect to begin underwater. If something does not work out and you are forced to sell quickly, you should be prepared to write a potentially large check for as much as 10% of the purchase price simply to get out of the house.
Regardless of whether you are relocating down the street, across town or across the country, we are here to lend a hand you through the dentist home loan process:: because you deserve it!
Dentists, get the home of your dreams with our Camden New Jersey dentist home mortgage program!