Whether or not you are a first time home buyer or buying a new home in Cape Girardeau Missouri, our vetted loan officers have a strong understanding of the local real estate industry and what it requires to secure your dentist mortgage with competency and know-how.
Our loan officers in Cape Girardeau Missouri offer special financing for dentists, just like you.
First off, let’s discuss why dentist mortgage loans even exist. The main reason is that dentists are really profitable customers for lending institutions. They take out big loans early in their careers and almost always pay them off. Lenders use dentist home loans to lock in early career dentists by lending them more money with far fewer stipulations than their competitors.
If you are looking for a dentist home loan in Cape Girardeau Missouri then you came to the right place.
You’ve trained very hard to become a dentist and purchasing home really should not be nearly as challenging.
Did you know there is a special loan that makes it easy for dentists to buy a home?
A home loan just for dentists?
Yup, dentists get their own loan!
A dentist home loan is a specialty loan program made just for dentists in the home purchasing process.
We are aware of the economic demands of your student loan debt, and how essential it is to preserve working capital for when the time is right with launching your dental career. Regardless if you are a couple years into practice, or a well established dentist, you can depend on us to find a home loan that is specifically tailored for your needs.
A large number of dentists in Cape Girardeau Missouri may not qualify for conventional loans for various reasons such as minimal savings for a down payment, large student loan financial debt or very little to no work history.
Despite these reasons smart lending institutions know that dentists are a good bet due to the fact that they generally have an incredibly low default rate on loans, high earning potential and secure jobs.
Not all banks offer this specialized product and within banking institutions that do simply speaking to the right home loan officer makes a significant difference.
Buying a house doesn’t need to empty your savings and the process doesn’t have to drain your time.
What if you have some cash to put down or are considering delaying until you have the funds?
Our loan providers can do the math for you and show you what each scenario looks like and the benefits of each too.
In most circumstances, you’ll get your mortgage paid off sooner and save thousands of dollars on interest too.
Furthermore, don’t overlook that having equity in your home will offer more security and flexibility, especially if something unplanned happens. With the 100% financed dentist mortgage loan, you ought to anticipate to begin under water. If something doesn’t work out and you are forced to sell quickly, you should be prepared to write a potentially large check for up to 10% of the purchase price simply to get out of the house.
Whether you are relocating down the street, across town or across the country, we are available to lend a hand you all throughout the dentist home mortgage process:: because you deserve it!
Dentists, get the house of your dreams with our Cape Girardeau Missouri dentist home loan program!