Regardless of whether our clients are a first time home buyer or buying a new home in Charleston South Carolina, our vetted loan officers have a solid understanding of the local real estate industry and what it really requires to close your dentist mortgage with proficiency and expertise.
Our loan officers in Charleston South Carolina offer specialized financing for dentists, like you.
First off, let’s talk about why dentist mortgage loans even exist. The reason is that dentists are extremely profitable customers for financial institutions. They take out big loans early in their careers and almost always pay them off. Lenders use dentist home loans to lock in early career dentists by lending them more money with fewer stipulations than their competitions.
If you are searching for a dentist home loan in Charleston South Carolina then you came to the right place.
You’ve trained very hard to become a dentist and purchasing home shouldn’t be nearly as challenging.
Did you know there is a special loan that makes it easy for dentists to buy a home?
A home loan only for dentists?
Yup, dentists get their own home loan!
A dentist home loan is a specialty loan program developed just for dentists in the home buying process.
We recognize the financial demands of your student loan financial obligation, and how important it is to preserve working capital for when the time is right with embarking upon your dental career. Regardless if you are a couple years into practice, or a well established dentist, you can depend on us to find a home loan that is specially tailored for your needs.
Many dental professionals in Charleston South Carolina may not qualify for conventional loans for various reasons such as minimal savings for a down payment, big student loan debt or little to no work history.
Despite these factors smart lending institutions know that dentists are a good choice because they typically have an exceptionally low nonpayment rate on loans, high earning potential and secure jobs.
Not all lenders offer this specialized product and within banks that do just simply talking with the best mortgage loan officer makes an enormous difference.
Purchasing a house doesn’t need to empty your savings and the process doesn’t have to drain your time.
What if you have some money to put down or are thinking about waiting until you have the funds?
Our lenders can do the math for you and show you what each scenario looks like and the advantages of each too.
In most cases, you’ll get your mortgage paid off earlier and save thousands of dollars on interest too.
Furthermore, don’t overlook that having equity in your home will likely provide greater security and overall flexibility, especially if something unexpected happens. With the 100% financed dentist mortgage loan, you ought to anticipate to start out underwater. If something doesn’t work out and you are forced to sell quickly, you need to be prepared to write a potentially sizable check for as much as 10% of the purchase price simply to get out of the home.
Regardless of whether you’re relocating down the road, across town or across the country, we are available to assist you all throughout the dentist home mortgage process:: because you deserve it!
Dentists, get the house of your dreams with our Charleston South Carolina dentist home mortgage program!