Regardless if you are a first time home buyer or purchasing a new home in Charlotte North Carolina, our vetted loan officers have a solid understanding of the local area real estate market and what it really requires to close your dentist mortgage with efficiency and know-how.
Our loan officers in Charlotte North Carolina provide special financing for dentists, just like you.
First, let’s discuss why dentist mortgage loans even exist. The main reason is that dentists are really profitable customers for financial institutions. They take out big loans early in their careers and almost always pay them off. Lenders use dentist home loans to secure early career dentists by lending them more money with fewer stipulations than their competitions.
If you are looking for a dentist home loan in Charlotte North Carolina then you came to the right place.
You’ve worked very hard to become a dentist and buying home should not be nearly as difficult.
Did you know there is a special loan that makes it easy for dentists to buy a home?
A home loan specifically for dentists?
Yup, dentists get their own home loan!
A dentist home loan is a specialty loan program developed just for dentists in the home buying process.
We are aware of the economic demands of your student loan financial debt, and how important it is to maintain working capital for when the time is right with launching your dental career. Whether or not you are a couple years into practice, or a well established dentist, you can count on us to find a mortgage loan that is exclusively tailored for your needs.
A large number of dental experts in Charlotte North Carolina may not qualify for conventional loans for various reasons such as minimal savings for a down payment, big student loan financial obligation or minimal to no work history.
Despite these reasons smart lenders know that dentists are a good bet because they generally have an exceptionally low default rate on loans, high earning potential and stable jobs.
Not all banks offer this specialized product and within banking institutions that do just simply speaking with the right home loan officer makes a remarkable difference.
Buying a home doesn’t have to empty your savings and the process doesn’t have to drain your time.
What if you have some cash to put down or are looking at delaying until you have the money?
Our loan providers can do the math for you and show you what each situation looks like and the advantages of each too.
In most instances, you’ll get your home mortgage paid off earlier and save thousands of dollars on interest too.
Furthermore, don’t overlook that having equity in your home will definitely provide greater security and flexibility, particularly if something unplanned happens. With the 100% financed dentist mortgage loan, you should anticipate to begin under water. If something doesn’t work out and you’re forced to sell quickly, you should be prepared to write a potentially sizable check for up to 10% of the purchase price just to get out of the home.
Whether you are moving down the road, across town or across the country, we are available to help you throughout the dentist home loan process:: because you deserve it!
Dentists, get the home of your dreams with our Charlotte North Carolina dentist home loan program!