Regardless of whether you are a first time home buyer or purchasing a new home in Charlottesville Virginia, our vetted loan officers have a solid understanding of the local area real estate industry and what it really requires to secure your dentist mortgage with proficiency and know-how.
Our loan officers in Charlottesville Virginia provide specialized financing for dentists, like you.
To start with, let’s talk about why dentist mortgage loans even exist. The reason is that dentists are very profitable customers for lenders. They take out big loans early in their careers and almost always pay them off. Lenders use dentist home loans to lock in early career dentists by loaning them more money with fewer requirements than their competitors.
If you are trying to find a dentist home loan in Charlottesville Virginia then you came to the perfect place.
You’ve trained very hard to become a dentist and buying home should not be nearly as challenging.
Did you know there is a special loan that makes it easy for dentists to buy a home?
A home loan only for dentists?
Yup, dentists get their own loan!
A dentist home mortgage is a specialized loan program made just for dentists in the home buying process.
We understand the personal financial demands of your student loan financial obligation, and how crucial it is to maintain working capital for when the time is right with embarking upon your dental career. Regardless if you are a couple years into practice, or a well established dentist, you can count on us to find a mortgage loan that is exclusively tailored for your needs.
A lot of dental professionals in Charlottesville Virginia may not qualify for conventional loans for various reasons such as minimal savings for a down payment, large student loan financial obligation or little to no work history.
Despite these factors smart lenders know that dentists are a good choice because they typically have an exceptionally low nonpayment rate on loans, high earning potential and stable jobs.
Not all mortgage lenders offer this specialized product and within banks that do just simply speaking to the best mortgage loan officer makes a remarkable difference.
Purchasing a house doesn’t have to drain your savings and the process doesn’t need to drain your time.
Suppose you have some funds to put down or are looking at waiting until you have the cash?
Our loan providers can do the math for you and show you what each situation looks like and the benefits of each too.
In most situations, you’ll get your mortgage loan paid off sooner and save thousands on interest rates too.
Furthermore, don’t forget that having equity in your home will provide more security and flexibility, specifically if something unplanned happens. With the 100% financed dentist mortgage loan, you ought to anticipate to start out under water. If something does not work out and you’re forced to sell quickly, you need to be prepared to write a potentially large check for as much as 10% of the purchase price just to get out of the house.
Regardless of whether you’re moving down the road, across town or across the country, we are available to work with you through the dentist home loan process:: because you deserve it!
Dentists, get the home of your dreams with our Charlottesville Virginia dentist home loan program!