Regardless if our clients are a first time home buyer or purchasing a new home in Chesapeake Virginia, our vetted loan officers have a solid understanding of the local real estate industry and what it requires to secure your dentist mortgage with competency and know-how.
Our loan officers in Chesapeake Virginia provide special financing for dentists, exactly like you.
First and foremost, let’s talk about why dentist mortgage loans even exist. The main reason is that dentists are really profitable customers for lending institutions. They take out big loans early in their careers and almost always pay them off. Lenders use dentist home loans to lock in early career dentists by lending them more money with fewer requirements than their competitors.
If you are looking for a dentist home loan in Chesapeake Virginia then you came to the perfect place.
You’ve worked very hard to become a dentist and buying home really should not be nearly as challenging.
Did you know there is a special loan that makes it easy for dentists to buy a home?
A home loan only for dentists?
Yup, dentists get their own home loan!
A dentist home mortgage is a customized loan program designed just for dentists in the home purchasing process.
We understand the personal financial demands of your student loan debt, and how crucial it is to maintain working capital for when the time is right with starting your dental career. Whether or not you are a couple years into practice, or a well established dentist, you can count on us to find a home loan that is specifically tailored for your needs.
A large number of dentists in Chesapeake Virginia may not qualify for conventional loans for various reasons such as minimal savings for a down payment, big student loan debt or minimal to no work history.
Despite these reasons smart loan providers know that dentists are a good bet because they typically have an exceptionally low default rate on loans, high earning potential and stable jobs.
Not all financial institutions offer this specialized product and within banking institutions that do just simply speaking with the right mortgage loan officer makes an enormous difference.
Purchasing a home doesn’t have to drain your savings and the process doesn’t have to drain your time.
Suppose you have some funds to put down or are looking at delaying until you have the cash?
Our lenders can do the math for you and show you what each situation looks like and the advantages of each too.
In most situations, you’ll get your mortgage paid off earlier and save thousands on interest too.
Additionally, don’t overlook that having equity in your home will most likely provide greater security and overall flexibility, particularly if something unexpected happens. With the 100% financed dentist home mortgage loan, you should expect to start out under water. If something does not work out and you’re forced to sell quickly, you need to be prepared to write a potentially sizable check for as much as 10% of the purchase price just to get out of the house.
No matter if you are moving down the road, across town or across the country, we are right here to work with you throughout the dentist home loan process:: because you deserve it!
Dentists, get the house of your dreams with our Chesapeake Virginia dentist home mortgage program!