Regardless of whether you are a first time home buyer or purchasing a new home in Clearwater Florida, our vetted loan officers have a solid understanding of the local real estate market and what it really requires to secure your dentist mortgage with proficiency and know-how.
Our loan officers in Clearwater Florida offer exclusive financing for dentists, just like you.
First off, let’s discuss why dentist mortgage loans even exist. The main reason is that dentists are very profitable clients for lending institutions. They take out big loans early in their careers and almost always pay them off. Lenders use dentist home loans to lock in early career dentists by lending them more money with a fewer number of stipulations than their competitors.
If you are trying to find a dentist mortgage in Clearwater Florida then you came to the perfect place.
You’ve worked very hard to become a dentist and purchasing home should not be nearly as difficult.
Did you know there is a special loan that makes it easy for dentists to buy a home?
A home loan just for dentists?
Yup, dentists get their own mortgage!
A dentist home mortgage is a customized loan program designed just for dentists in the home buying process.
We are aware of the financial demands of your student loan financial debt, and how crucial it is to preserve working capital for when the time is right with launching your dental career. Whether or not you are a couple years into practice, or a well established dentist, you can count on us to find a home loan that is specially tailored for your needs.
Quite a few dentists in Clearwater Florida may not qualify for conventional loans for various reasons such as minimal savings for a down payment, big student loan financial obligation or minimal to no work history.
Despite these factors smart financial institutions know that dentists are a good choice due to the fact that they typically have an extremely low default rate on loans, high earning potential and stable jobs.
Not all mortgage lenders offer this specialized product and within banks that do just simply talking to the best mortgage loan officer makes a remarkable difference.
Buying a home doesn’t have to drain your savings and the process doesn’t have to drain your time.
Suppose you have some cash to put down or are looking at waiting until you have the money?
Our loan providers can do the math for you and show you what each circumstance looks like and the advantages of each too.
In most circumstances, you’ll get your mortgage paid off sooner and save thousands of dollars on interest too.
Furthermore, don’t overlook that having equity in your home will offer greater security and overall flexibility, especially if something unplanned happens. With the 100% financed dentist home mortgage loan, you should anticipate to start out underwater. If something does not work out and you are forced to sell quickly, you need to be prepared to write a potentially big check for as much as 10% of the purchase price just to get out of the house.
Whether you are relocating down the road, across town or across the country, we are here to work with you through the dentist home loan process:: because you deserve it!
Dentists, get the house of your dreams with our Clearwater Florida dentist home mortgage program!