Whether you are a first time home buyer or buying a new home in Clifton New Jersey, our vetted loan officers have a solid understanding of the local real estate market and what it takes to close your dentist home mortgage with proficiency and expertise.
Our loan officers in Clifton New Jersey provide specialized financing for dentists, like you.
First, let’s talk about why dentist mortgage loans even exist. The main reason is that dentists are extremely profitable clients for lending institutions. They take out big loans early in their careers and almost always pay them off. Lenders use dentist home loans to lock in early career dentists by lending them more money with fewer terms than their competitors.
If you are trying to find a dentist home loan in Clifton New Jersey then you came to the perfect place.
You’ve worked very hard to become a dentist and purchasing home really should not be nearly as difficult.
Did you know there is a special loan that makes it easy for dentists to buy a home?
A home loan just for dentists?
Yup, dentists get their own loan!
A dentist mortgage is a special loan program developed just for dentists in the home buying process.
We understand the budgetary demands of your student loan financial debt, and how essential it is to preserve working capital for when the time is right with launching your dental career. Whether or not you are a couple years into practice, or a well established dentist, you can depend on us to find a home loan that is specifically tailored for your needs.
A lot of dental experts in Clifton New Jersey may not qualify for conventional loans for various reasons such as minimal savings for a down payment, large student loan debt or little to no work history.
Despite these reasons smart loan providers know that dentists are a good choice due to the fact that they typically have an exceptionally low default rate on loans, high earning potential and stable jobs.
Not all banks offer this specialized product and within banking institutions that do just simply speaking with the best mortgage officer makes a tremendous difference.
Purchasing a home doesn’t have to drain your savings and the process doesn’t need to drain your time.
What if you have some money to put down or are thinking about delaying until you have the funds?
Our loan providers can do the math for you and show you what each scenario looks like and the benefits of each too.
In most circumstances, you’ll get your home loan paid off earlier and save thousands on interest rates too.
Additionally, don’t forget that having equity in your house will most likely provide greater security and overall flexibility, specifically if something unplanned happens. With the 100% financed dentist home mortgage loan, you should anticipate to begin under water. If something doesn’t work out and you’re forced to sell quickly, you need to be prepared to write a potentially large check for as much as 10% of the purchase price simply to get out of the home.
Regardless of whether you are moving down the street, across town or across the country, we are here to assist you throughout the dentist home mortgage process:: because you deserve it!
Dentists, get the house of your dreams with our Clifton New Jersey dentist home mortgage program!