Whether or not our clients are a first time home buyer or buying a new home in Collierville Tennessee, our vetted loan officers have a solid understanding of the local area real estate market and what it really takes to secure your dentist mortgage with efficiency and expertise.
Our loan officers in Collierville Tennessee offer exclusive financing for dentists, exactly like you.
To start with, let’s discuss why dentist mortgage loans even exist. The main reason is that dentists are very profitable customers for financial institutions. They take out big loans early in their careers and almost always pay them off. Lenders use dentist home loans to lock in early career dentists by loaning them more money with a lot fewer terms than their competitions.
If you are trying to find a dentist mortgage in Collierville Tennessee then you came to the right place.
You’ve trained very hard to become a dentist and purchasing home really should not be nearly as challenging.
Did you know there is a special loan that makes it easy for dentists to buy a home?
A home loan only for dentists?
Yup, dentists get their own mortgage!
A dentist home loan is a specialized loan program developed just for dentists in the home purchasing process.
We are aware of the personal financial demands of your student loan liability, and how crucial it is to preserve working capital for when the time is right with embarking upon your dental career. Whether or not you are a couple years into practice, or a well established dentist, you can depend on us to find a mortgage loan that is specifically tailored for your needs.
A lot of dental experts in Collierville Tennessee may not qualify for conventional loans for various reasons such as minimal savings for a down payment, big student loan financial obligation or little to no work history.
Despite these reasons smart lending institutions know that dentists are a good bet because they generally have an exceptionally low default rate on loans, high earning potential and secure jobs.
Not all mortgage lenders offer this specialized product and within banking institutions that do just simply speaking to the best mortgage officer makes a remarkable difference.
Purchasing a house doesn’t have to drain your savings and the process doesn’t have to drain your time.
What if you have some cash to put down or are considering waiting until you have the money?
Our loan providers can do the math for you and show you what each situation looks like and the advantages of each too.
In most instances, you’ll get your home loan paid off sooner and save thousands of dollars on interest too.
Additionally, don’t forget that having equity in your house will most likely provide greater security and flexibility, particularly if something unanticipated happens. With the 100% financed dentist home mortgage loan, you should anticipate to start out underwater. If something does not work out and you are forced to sell quickly, you need to be prepared to write a potentially sizable check for as much as 10% of the purchase price simply to get out of the house.
No matter if you are relocating down the street, across town or across the country, we are available to help you throughout the dentist home loan process:: because you deserve it!
Dentists, get the house of your dreams with our Collierville Tennessee dentist home mortgage program!