Regardless of whether our clients are a first time home buyer or purchasing a new home in Columbia Missouri, our vetted loan officers have a solid understanding of the local real estate market and what it requires to close your dentist home loan with proficiency and know-how.
Our loan officers in Columbia Missouri provide specialized financing for dentists, like you.
To start with, let’s discuss why dentist mortgage loans even exist. The reason is that dentists are very profitable clients for lenders. They take out big loans early in their careers and almost always pay them off. Lenders use dentist home loans to lock in early career dentists by lending them more money with far fewer terms than their competitions.
If you are trying to find a dentist home loan in Columbia Missouri then you came to the right place.
You’ve trained very hard to become a dentist and purchasing home should not be nearly as difficult.
Did you know there is a special loan that makes it easy for dentists to buy a home?
A home loan specifically for dentists?
Yup, dentists get their own home loan!
A dentist home loan is a special loan program put together just for dentists in the home purchasing process.
We recognize the budgetary demands of your student loan financial debt, and how crucial it is to maintain working capital for when the time is right with embarking upon your dental career. Whether or not you are a couple years into practice, or a well established dentist, you can rely on us to find a mortgage loan that is exclusively tailored for your needs.
Many dental professionals in Columbia Missouri may not qualify for conventional loans for various reasons such as minimal savings for a down payment, big student loan financial debt or minimal to no work history.
Despite these factors smart lenders know that dentists are a good bet because they historically have an exceptionally low default rate on loans, high earning potential and secure jobs.
Not all banks offer this specialized product and within banks that do just simply talking with the right mortgage loan officer makes an enormous difference.
Purchasing a home doesn’t need to empty your savings and the process doesn’t have to drain your time.
What if you have some money to put down or are considering delaying until you have the funds?
Our lenders can do the math for you and show you what each situation looks like and the benefits of each too.
In most situations, you’ll get your mortgage paid off sooner and save thousands of dollars on interest too.
Additionally, don’t forget that having equity in your home will offer more security and flexibility, particularly if something unanticipated happens. With the 100% financed dentist home mortgage loan, you ought to expect to begin under water. If something does not work out and you’re forced to sell quickly, you need to be prepared to write a potentially sizable check for as much as 10% of the purchase price just to get out of the house.
No matter if you’re relocating down the road, across town or across the country, we are available to work with you through the dentist home loan process:: because you deserve it!
Dentists, get the home of your dreams with our Columbia Missouri dentist home loan program!