Whether you are a first time home buyer or buying a new home in Covington Kentucky, our vetted loan officers have a solid understanding of the local real estate market and what it requires to secure your dentist home mortgage with efficiency and know-how.
Our loan officers in Covington Kentucky provide special financing for dentists, just like you.
First off, let’s talk about why dentist mortgage loans even exist. The reason is that dentists are very profitable clients for lenders. They take out big loans early in their careers and almost always pay them off. Lenders use dentist home loans to secure early career dentists by loaning them more money with far fewer stipulations than their competitors.
If you are trying to find a dentist home loan in Covington Kentucky then you came to the perfect place.
You’ve worked very hard to become a dentist and buying home shouldn’t be nearly as challenging.
Did you know there is a special loan that makes it easy for dentists to buy a home?
A home loan specifically for dentists?
Yup, dentists get their own mortgage!
A dentist home loan is a special loan program put together just for dentists in the home buying process.
We recognize the economic demands of your student loan debt, and how crucial it is to preserve working capital for when the time is right with embarking upon your dental career. Regardless if you are a couple years into practice, or a well established dentist, you can depend on us to find a home loan that is exclusively tailored for your needs.
A lot of dental experts in Covington Kentucky may not qualify for conventional loans for various reasons such as minimal savings for a down payment, big student loan financial debt or very little to no work history.
Despite these reasons smart lending institutions know that dentists are a good choice considering that they traditionally have an extremely low default rate on loans, high earning potential and stable jobs.
Not all lenders offer this specialized product and within banking institutions that do just simply talking with the right mortgage officer makes a significant difference.
Purchasing a house doesn’t have to empty your savings and the process doesn’t have to drain your time.
What if you have some money to put down or are considering delaying until you have the cash?
Our loan providers can do the math for you and show you what each scenario looks like and the advantages of each too.
In most circumstances, you’ll get your mortgage loan paid off sooner and save thousands of dollars on interest rates too.
Additionally, don’t overlook that having equity in your house will likely provide greater security and overall flexibility, especially if something unforeseen happens. With the 100% financed dentist home mortgage loan, you should anticipate to start out under water. If something does not work out and you are forced to sell quickly, you need to be prepared to write a potentially big check for up to 10% of the purchase price just to get out of the home.
No matter if you’re moving down the street, across town or across the country, we are available to assist you throughout the dentist home mortgage process:: because you deserve it!
Dentists, get the home of your dreams with our Covington Kentucky dentist home loan program!