Whether or not our clients are a first time home buyer or buying a new home in Davenport Iowa, our vetted loan officers have a strong understanding of the local real estate market and what it really takes to secure your dentist mortgage with efficiency and expertise.
Our loan officers in Davenport Iowa provide special financing for dentists, just like you.
First and foremost, let’s talk about why dentist mortgage loans even exist. The main reason is that dentists are very profitable customers for lending institutions. They take out big loans early in their careers and almost always pay them off. Lenders use dentist home loans to lock in early career dentists by loaning them more money with a lot fewer stipulations than their competitors.
If you are trying to find a dentist mortgage loan in Davenport Iowa then you came to the right place.
You’ve worked very hard to become a dentist and buying home really should not be nearly as challenging.
Did you know there is a special loan that makes it easy for dentists to buy a home?
A home loan just for dentists?
Yup, dentists get their own mortgage!
A dentist home mortgage is a specialty loan program developed just for dentists in the home buying process.
We are aware of the personal financial demands of your student loan financial debt, and how vital it is to maintain working capital for when the time is right with embarking upon your dental career. Regardless if you are a couple years into practice, or a well established dentist, you can rely on us to find a mortgage loan that is specifically tailored for your needs.
A large number of dentists in Davenport Iowa may not qualify for conventional loans for various reasons such as minimal savings for a down payment, big student loan debt or minimal to no work history.
Despite these reasons smart financial institutions know that dentists are a good choice due to the fact that they traditionally have an extremely low default rate on loans, high earning potential and secure jobs.
Not all mortgage lenders offer this specialized product and within banking institutions that do just simply talking to the right home loan officer makes a significant difference.
Buying a house doesn’t need to drain your savings and the process doesn’t need to drain your time.
Suppose you have some funds to put down or are thinking about waiting until you have the money?
Our lenders can do the math for you and show you what each circumstance looks like and the advantages of each too.
In most cases, you’ll get your home mortgage paid off earlier and save thousands on interest too.
Additionally, don’t forget that having equity in your home will likely provide more security and overall flexibility, especially if something unplanned happens. With the 100% financed dentist mortgage loan, you should anticipate to start out underwater. If something doesn’t work out and you are forced to sell quickly, you need to be prepared to write a potentially big check for up to 10% of the purchase price simply to get out of the home.
No matter if you’re moving down the road, across town or across the country, we are available to lend a hand you all throughout the dentist home mortgage process:: because you deserve it!
Dentists, get the house of your dreams with our Davenport Iowa dentist home loan program!