Whether or not our clients are a first time home buyer or buying a new home in Dearborn Michigan, our vetted loan officers have a strong understanding of the local real estate industry and what it takes to secure your dentist home loan with efficiency and know-how.
Our loan officers in Dearborn Michigan offer exclusive financing for dentists, like you.
First off, let’s discuss why dentist mortgage loans even exist. The main reason is that dentists are very profitable customers for lending institutions. They take out big loans early in their careers and almost always pay them off. Lenders use dentist home loans to secure early career dentists by lending them more money with fewer stipulations than their competitors.
If you are trying to find a dentist home loan in Dearborn Michigan then you came to the perfect place.
You’ve worked very hard to become a dentist and buying home really should not be nearly as difficult.
Did you know there is a special loan that makes it easy for dentists to buy a home?
A home loan specifically for dentists?
Yup, dentists get their own mortgage!
A dentist home mortgage is a specialized loan program designed just for dentists in the home purchasing process.
We understand the budgetary demands of your student loan debt, and how important it is to preserve working capital for when the time is right with starting your dental career. Regardless if you are a couple years into practice, or a well established dentist, you can depend on us to find a home loan that is exclusively tailored for your needs.
Quite a few dentists in Dearborn Michigan may not qualify for conventional loans for various reasons such as minimal savings for a down payment, large student loan financial obligation or little to no work history.
Despite these factors smart lending institutions know that dentists are a good choice due to the fact that they traditionally have an incredibly low default rate on loans, high earning potential and stable jobs.
Not all mortgage lenders offer this specialized product and within banking institutions that do simply talking with the best mortgage officer makes an enormous difference.
Buying a house doesn’t have to drain your savings and the process doesn’t need to drain your time.
What if you have some cash to put down or are considering waiting until you have the money?
Our loan providers can do the math for you and show you what each situation looks like and the advantages of each too.
In most instances, you’ll get your mortgage paid off earlier and save thousands of dollars on interest rates too.
Furthermore, don’t forget that having equity in your home will likely offer more security and overall flexibility, particularly if something unanticipated happens. With the 100% financed dentist mortgage loan, you ought to anticipate to start out under water. If something doesn’t work out and you are forced to sell quickly, you should be prepared to write a potentially sizable check for up to 10% of the purchase price just to get out of the home.
No matter if you are moving down the street, across town or across the country, we are here to assist you through the dentist home loan process:: because you deserve it!
Dentists, get the home of your dreams with our Dearborn Michigan dentist home loan program!