Regardless if our clients are a first time home buyer or purchasing a new home in Decatur Alabama, our vetted loan officers have a strong understanding of the local area real estate industry and what it takes to close your dentist home loan with competency and expertise.
Our loan officers in Decatur Alabama offer exclusive financing for dentists, like you.
First and foremost, let’s discuss why dentist mortgage loans even exist. The reason is that dentists are really profitable clients for lending institutions. They take out big loans early in their careers and almost always pay them off. Lenders use dentist home loans to lock in early career dentists by loaning them more money with fewer stipulations than their competitors.
If you are trying to find a dentist mortgage in Decatur Alabama then you came to the right place.
You’ve worked very hard to become a dentist and buying home should not be nearly as challenging.
Did you know there is a special loan that makes it easy for dentists to buy a home?
A home loan specifically for dentists?
Yup, dentists get their own loan!
A dentist mortgage is a special loan program developed just for dentists in the home buying process.
We recognize the personal financial demands of your student loan debt, and how crucial it is to maintain working capital for when the time is right with launching your dental career. Whether or not you are a couple years into practice, or a well established dentist, you can count on us to find a home loan that is specifically tailored for your needs.
A large number of dentists in Decatur Alabama may not qualify for conventional loans for various reasons such as minimal savings for a down payment, big student loan financial debt or little to no work history.
Despite these reasons smart lenders know that dentists are a good choice because they traditionally have an exceptionally low nonpayment rate on loans, high earning potential and secure jobs.
Not all mortgage lenders offer this specialized product and within banks that do simply speaking with the right mortgage officer makes a tremendous difference.
Buying a home doesn’t have to empty your savings and the process doesn’t have to drain your time.
Suppose you have some cash to put down or are considering waiting until you have the cash?
Our mortgage lenders can do the math for you and show you what each scenario looks like and the benefits of each too.
In most cases, you’ll get your home mortgage paid off earlier and save thousands on interest rates too.
Additionally, don’t forget that having equity in your house will offer more security and flexibility, especially if something unforeseen happens. With the 100% financed dentist home mortgage loan, you ought to anticipate to begin under water. If something does not work out and you’re forced to sell quickly, you need to be prepared to write a potentially big check for as much as 10% of the purchase price just to get out of the house.
No matter if you are relocating down the street, across town or across the country, we are here to assist you all throughout the dentist home mortgage process:: because you deserve it!
Dentists, get the home of your dreams with our Decatur Alabama dentist home mortgage program!