Whether our clients are a first time home buyer or purchasing a new home in Decatur Illinois, our vetted loan officers have a strong understanding of the local real estate industry and what it really takes to close your dentist mortgage with competency and expertise.
Our loan officers in Decatur Illinois provide special financing for dentists, just like you.
First and foremost, let’s talk about why dentist mortgage loans even exist. The reason is that dentists are extremely profitable clients for lending institutions. They take out big loans early in their careers and almost always pay them off. Lenders use dentist home loans to secure early career dentists by lending them more money with fewer stipulations than their competitions.
If you are looking for a dentist mortgage in Decatur Illinois then you came to the perfect place.
You’ve trained very hard to become a dentist and purchasing home shouldn’t be nearly as difficult.
Did you know there is a special loan that makes it easy for dentists to buy a home?
A home loan specifically for dentists?
Yup, dentists get their own home loan!
A dentist home loan is a special loan program put together just for dentists in the home buying process.
We understand the personal financial demands of your student loan liability, and how vital it is to maintain working capital for when the time is right with starting your dental career. Regardless if you are a couple years into practice, or a well established dentist, you can rely on us to find a mortgage loan that is specially tailored for your needs.
A lot of dental experts in Decatur Illinois may not qualify for conventional loans for various reasons such as minimal savings for a down payment, big student loan debt or very little to no work history.
Despite these factors smart financial institutions know that dentists are a good bet due to the fact that they typically have an exceptionally low default rate on loans, high earning potential and secure jobs.
Not all lenders offer this specialized product and within banks that do just simply consulting with the right home loan officer makes an enormous difference.
Buying a home doesn’t need to empty your savings and the process doesn’t need to drain your time.
What if you have some funds to put down or are thinking about delaying until you have the money?
Our mortgage lenders can do the math for you and show you what each circumstance looks like and the advantages of each too.
In most cases, you’ll get your mortgage loan paid off earlier and save thousands on interest too.
Furthermore, don’t overlook that having equity in your house will likely provide more security and flexibility, specifically if something unanticipated happens. With the 100% financed dentist home mortgage loan, you should anticipate to begin underwater. If something doesn’t work out and you’re forced to sell quickly, you need to be prepared to write a potentially sizable check for up to 10% of the purchase price just to get out of the house.
No matter if you are relocating down the street, across town or across the country, we are available to work with you through the dentist home loan process:: because you deserve it!
Dentists, get the house of your dreams with our Decatur Illinois dentist home mortgage program!