Whether you are a first time home buyer or buying a new home in Des Moines Iowa, our vetted loan officers have a strong understanding of the local real estate industry and what it really requires to close your dentist home mortgage with efficiency and expertise.
Our loan officers in Des Moines Iowa provide specialized financing for dentists, like you.
First off, let’s talk about why dentist mortgage loans even exist. The reason is that dentists are really profitable clients for financial institutions. They take out big loans early in their careers and almost always pay them off. Lenders use dentist home loans to lock in early career dentists by loaning them more money with fewer terms than their competitions.
If you are looking for a dentist home loan in Des Moines Iowa then you came to the right place.
You’ve trained very hard to become a dentist and purchasing home really should not be nearly as difficult.
Did you know there is a special loan that makes it easy for dentists to buy a home?
A home loan just for dentists?
Yup, dentists get their own loan!
A dentist home loan is a special loan program designed just for dentists in the home purchasing process.
We understand the personal financial demands of your student loan liability, and how crucial it is to maintain working capital for when the time is right with starting your dental career. Regardless if you are a couple years into practice, or a well established dentist, you can rely on us to find a home loan that is exclusively tailored for your needs.
A large number of dentists in Des Moines Iowa may not qualify for conventional loans for various reasons such as minimal savings for a down payment, large student loan financial obligation or minimal to no work history.
Despite these reasons smart lenders know that dentists are a good bet considering that they traditionally have an exceptionally low default rate on loans, high earning potential and stable jobs.
Not all financial institutions offer this specialized product and within banking institutions that do just simply consulting with the best mortgage officer makes a significant difference.
Purchasing a home doesn’t need to empty your savings and the process doesn’t have to drain your time.
Suppose you have some funds to put down or are considering waiting until you have the funds?
Our loan providers can do the math for you and show you what each situation looks like and the benefits of each too.
In most instances, you’ll get your home mortgage paid off earlier and save thousands on interest rates too.
Furthermore, don’t forget that having equity in your home will provide greater security and overall flexibility, specifically if something unexpected happens. With the 100% financed dentist mortgage loan, you should anticipate to begin underwater. If something doesn’t work out and you’re forced to sell quickly, you should be prepared to write a potentially sizable check for up to 10% of the purchase price simply to get out of the house.
Regardless of whether you are moving down the road, across town or across the country, we are right here to assist you through the dentist home loan process:: because you deserve it!
Dentists, get the house of your dreams with our Des Moines Iowa dentist home mortgage program!