Regardless if our clients are a first time home buyer or buying a new home in Enid Oklahoma, our vetted loan officers have a strong understanding of the local area real estate industry and what it really requires to secure your dentist home loan with proficiency and expertise.
Our loan officers in Enid Oklahoma provide specialized financing for dentists, like you.
First off, let’s discuss why dentist mortgage loans even exist. The main reason is that dentists are very profitable clients for financial institutions. They take out big loans early in their careers and almost always pay them off. Lenders use dentist home loans to secure early career dentists by loaning them more money with fewer terms than their competitions.
If you are looking for a dentist home loan in Enid Oklahoma then you came to the right place.
You’ve trained very hard to become a dentist and purchasing home shouldn’t be nearly as challenging.
Did you know there is a special loan that makes it easy for dentists to buy a home?
A home loan just for dentists?
Yup, dentists get their own mortgage!
A dentist mortgage is a special loan program designed just for dentists in the home purchasing process.
We are aware of the budgetary demands of your student loan liability, and how crucial it is to preserve working capital for when the time is right with starting your dental career. Whether you are a couple years into practice, or a well established dentist, you can rely on us to find a home loan that is specifically tailored for your needs.
A large number of dentists in Enid Oklahoma may not qualify for conventional loans for various reasons such as minimal savings for a down payment, large student loan debt or little to no work history.
Despite these reasons smart lending institutions know that dentists are a good choice due to the fact that they historically have an incredibly low nonpayment rate on loans, high earning potential and stable jobs.
Not all mortgage lenders offer this specialized product and within banking institutions that do simply speaking to the right mortgage officer makes a significant difference.
Purchasing a house doesn’t need to empty your savings and the process doesn’t need to drain your time.
What if you have some funds to put down or are considering waiting until you have the cash?
Our lenders can do the math for you and show you what each situation looks like and the advantages of each too.
In most situations, you’ll get your home mortgage paid off sooner and save thousands on interest too.
Additionally, don’t forget that having equity in your house will definitely provide greater security and flexibility, specifically if something unforeseen happens. With the 100% financed dentist mortgage loan, you should anticipate to start out underwater. If something doesn’t work out and you are forced to sell quickly, you should be prepared to write a potentially sizable check for as much as 10% of the purchase price simply to get out of the home.
No matter if you are relocating down the road, across town or across the country, we are available to assist you through the dentist home mortgage process:: because you deserve it!
Dentists, get the house of your dreams with our Enid Oklahoma dentist home loan program!