Regardless if you are a first time home buyer or purchasing a new home in Eugene Oregon, our vetted loan officers have a solid understanding of the local real estate market and what it requires to secure your dentist home mortgage with competency and know-how.
Our loan officers in Eugene Oregon provide special financing for dentists, like you.
First, let’s discuss why dentist mortgage loans even exist. The reason is that dentists are really profitable clients for lending institutions. They take out big loans early in their careers and almost always pay them off. Lenders use dentist home loans to secure early career dentists by lending them more money with far fewer requirements than their competitions.
If you are searching for a dentist mortgage loan in Eugene Oregon then you came to the right place.
You’ve trained very hard to become a dentist and buying home should not be nearly as challenging.
Did you know there is a special loan that makes it easy for dentists to buy a home?
A home loan just for dentists?
Yup, dentists get their own loan!
A dentist mortgage is a customized loan program developed just for dentists in the home buying process.
We understand the personal financial demands of your student loan financial debt, and how essential it is to maintain working capital for when the time is right with launching your dental career. Whether or not you are a couple years into practice, or a well established dentist, you can depend on us to find a home loan that is specially tailored for your needs.
A lot of dentists in Eugene Oregon may not qualify for conventional loans for various reasons such as minimal savings for a down payment, large student loan financial debt or minimal to no work history.
Despite these factors smart financial institutions know that dentists are a good bet considering that they generally have an exceptionally low nonpayment rate on loans, high earning potential and secure jobs.
Not all banks offer this specialized product and within banking institutions that do simply speaking with the best home loan officer makes a significant difference.
Purchasing a home doesn’t need to drain your savings and the process doesn’t need to drain your time.
What if you have some funds to put down or are considering delaying until you have the money?
Our loan providers can do the math for you and show you what each situation looks like and the benefits of each too.
In most instances, you’ll get your home loan paid off sooner and save thousands of dollars on interest rates too.
Additionally, don’t forget that having equity in your home will definitely provide greater security and overall flexibility, especially if something unplanned happens. With the 100% financed dentist home mortgage loan, you should expect to start out underwater. If something does not work out and you’re forced to sell quickly, you need to be prepared to write a potentially sizable check for up to 10% of the purchase price just to get out of the home.
Whether you’re moving down the street, across town or across the country, we are here to lend a hand you through the dentist home mortgage process:: because you deserve it!
Dentists, get the house of your dreams with our Eugene Oregon dentist home loan program!