Whether or not you are a first time home buyer or purchasing a new home in Flint Michigan, our vetted loan officers have a strong understanding of the local real estate industry and what it really takes to secure your dentist home loan with competency and know-how.
Our loan officers in Flint Michigan provide specialized financing for dentists, like you.
First, let’s discuss why dentist mortgage loans even exist. The main reason is that dentists are very profitable customers for financial institutions. They take out big loans early in their careers and almost always pay them off. Lenders use dentist home loans to lock in early career dentists by loaning them more money with a lot fewer requirements than their competitors.
If you are trying to find a dentist mortgage in Flint Michigan then you came to the perfect place.
You’ve worked very hard to become a dentist and buying home really should not be nearly as challenging.
Did you know there is a special loan that makes it easy for dentists to buy a home?
A home loan just for dentists?
Yup, dentists get their own mortgage!
A dentist home mortgage is a customized loan program developed just for dentists in the home purchasing process.
We understand the economic demands of your student loan financial obligation, and how important it is to maintain working capital for when the time is right with starting your dental career. Whether or not you are a couple years into practice, or a well established dentist, you can depend on us to find a mortgage loan that is specially tailored for your needs.
A lot of dental experts in Flint Michigan may not qualify for conventional loans for various reasons such as minimal savings for a down payment, big student loan debt or very little to no work history.
Despite these factors smart loan providers know that dentists are a good bet considering that they typically have an extremely low default rate on loans, high earning potential and secure jobs.
Not all financial institutions offer this specialized product and within banking institutions that do just simply consulting with the right mortgage loan officer makes an enormous difference.
Purchasing a house doesn’t need to empty your savings and the process doesn’t have to drain your time.
What if you have some money to put down or are looking at delaying until you have the money?
Our mortgage lenders can do the math for you and show you what each circumstance looks like and the benefits of each too.
In most cases, you’ll get your home mortgage paid off sooner and save thousands on interest too.
Furthermore, don’t forget that having equity in your house will likely provide more security and flexibility, particularly if something unanticipated happens. With the 100% financed dentist home mortgage loan, you should expect to start out underwater. If something doesn’t work out and you are forced to sell quickly, you need to be prepared to write a potentially large check for up to 10% of the purchase price simply to get out of the house.
No matter if you’re relocating down the street, across town or across the country, we are here to help you throughout the dentist home mortgage process:: because you deserve it!
Dentists, get the home of your dreams with our Flint Michigan dentist home mortgage program!