Regardless if you are a first time home buyer or purchasing a new home in Florence Alabama, our vetted loan officers have a strong understanding of the local area real estate market and what it really takes to secure your dentist home mortgage with proficiency and expertise.
Our loan officers in Florence Alabama provide special financing for dentists, exactly like you.
First and foremost, let’s talk about why dentist mortgage loans even exist. The reason is that dentists are very profitable clients for financial institutions. They take out big loans early in their careers and almost always pay them off. Lenders use dentist home loans to secure early career dentists by lending them more money with fewer stipulations than their competitions.
If you are trying to find a dentist mortgage in Florence Alabama then you came to the perfect place.
You’ve worked very hard to become a dentist and purchasing home should not be nearly as difficult.
Did you know there is a special loan that makes it easy for dentists to buy a home?
A home loan specifically for dentists?
Yup, dentists get their own loan!
A dentist mortgage is a customized loan program created just for dentists in the home buying process.
We understand the financial demands of your student loan debt, and how essential it is to maintain working capital for when the time is right with embarking upon your dental career. Regardless if you are a couple years into practice, or a well established dentist, you can count on us to find a home loan that is specially tailored for your needs.
Many dentists in Florence Alabama may not qualify for conventional loans for various reasons such as minimal savings for a down payment, large student loan financial obligation or minimal to no work history.
Despite these reasons smart lenders know that dentists are a good bet because they typically have an extremely low default rate on loans, high earning potential and stable jobs.
Not all banks offer this specialized product and within banking institutions that do just simply talking to the best mortgage officer makes an enormous difference.
Buying a house doesn’t need to empty your savings and the process doesn’t need to drain your time.
What if you have some funds to put down or are looking at delaying until you have the funds?
Our loan providers can do the math for you and show you what each situation looks like and the advantages of each too.
In most circumstances, you’ll get your home mortgage paid off sooner and save thousands on interest rates too.
Additionally, don’t overlook that having equity in your home will likely provide more security and overall flexibility, specifically if something unanticipated happens. With the 100% financed dentist mortgage loan, you ought to anticipate to start out under water. If something does not work out and you’re forced to sell quickly, you need to be prepared to write a potentially sizable check for up to 10% of the purchase price simply to get out of the house.
Whether you’re moving down the road, across town or across the country, we are right here to work with you throughout the dentist home loan process:: because you deserve it!
Dentists, get the house of your dreams with our Florence Alabama dentist home loan program!