Whether our clients are a first time home buyer or purchasing a new home in Florence South Carolina, our vetted loan officers have a solid understanding of the local area real estate industry and what it really takes to close your dentist mortgage with proficiency and know-how.
Our loan officers in Florence South Carolina offer exclusive financing for dentists, like you.
To start with, let’s talk about why dentist mortgage loans even exist. The main reason is that dentists are extremely profitable customers for lending institutions. They take out big loans early in their careers and almost always pay them off. Lenders use dentist home loans to lock in early career dentists by loaning them more money with a fewer number of terms than their competitors.
If you are trying to find a dentist mortgage in Florence South Carolina then you came to the perfect place.
You’ve trained very hard to become a dentist and purchasing home should not be nearly as challenging.
Did you know there is a special loan that makes it easy for dentists to buy a home?
A home loan just for dentists?
Yup, dentists get their own loan!
A dentist home loan is a customized loan program made just for dentists in the home buying process.
We recognize the budgetary demands of your student loan debt, and how vital it is to preserve working capital for when the time is right with launching your dental career. Regardless if you are a couple years into practice, or a well established dentist, you can count on us to find a home loan that is specially tailored for your needs.
A large number of dental experts in Florence South Carolina may not qualify for conventional loans for various reasons such as minimal savings for a down payment, big student loan debt or little to no work history.
Despite these reasons smart financial institutions know that dentists are a good choice considering that they generally have an exceptionally low default rate on loans, high earning potential and secure jobs.
Not all financial institutions offer this specialized product and within banks that do just simply consulting with the best home loan officer makes a significant difference.
Buying a home doesn’t have to drain your savings and the process doesn’t have to drain your time.
Suppose you have some funds to put down or are looking at delaying until you have the money?
Our lenders can do the math for you and show you what each scenario looks like and the advantages of each too.
In most cases, you’ll get your mortgage paid off earlier and save thousands on interest too.
Furthermore, don’t forget that having equity in your house will likely offer greater security and flexibility, especially if something unforeseen happens. With the 100% financed dentist mortgage loan, you should expect to begin underwater. If something doesn’t work out and you are forced to sell quickly, you need to be prepared to write a potentially sizable check for as much as 10% of the purchase price simply to get out of the house.
Whether you are relocating down the road, across town or across the country, we are here to help you all throughout the dentist home mortgage process:: because you deserve it!
Dentists, get the house of your dreams with our Florence South Carolina dentist home loan program!