Regardless if our clients are a first time home buyer or purchasing a new home in Freeport New York, our vetted loan officers have a strong understanding of the local area real estate market and what it requires to secure your dentist mortgage with proficiency and know-how.
Our loan officers in Freeport New York offer exclusive financing for dentists, just like you.
First and foremost, let’s talk about why dentist mortgage loans even exist. The reason is that dentists are extremely profitable customers for lenders. They take out big loans early in their careers and almost always pay them off. Lenders use dentist home loans to secure early career dentists by lending them more money with fewer requirements than their competitions.
If you are searching for a dentist mortgage in Freeport New York then you came to the right place.
You’ve trained very hard to become a dentist and purchasing home shouldn’t be nearly as difficult.
Did you know there is a special loan that makes it easy for dentists to buy a home?
A home loan specifically for dentists?
Yup, dentists get their own loan!
A dentist home loan is a specialized loan program designed just for dentists in the home buying process.
We recognize the economic demands of your student loan financial obligation, and how essential it is to maintain working capital for when the time is right with launching your dental career. Whether or not you are a couple years into practice, or a well established dentist, you can depend on us to find a home loan that is specifically tailored for your needs.
A lot of dental experts in Freeport New York may not qualify for conventional loans for various reasons such as minimal savings for a down payment, large student loan debt or minimal to no work history.
Despite these reasons smart financial institutions know that dentists are a good bet because they typically have an exceptionally low nonpayment rate on loans, high earning potential and stable jobs.
Not all financial institutions offer this specialized product and within banking institutions that do just simply speaking to the right home loan officer makes a significant difference.
Buying a house doesn’t need to empty your savings and the process doesn’t need to drain your time.
Suppose you have some money to put down or are looking at waiting until you have the cash?
Our lenders can do the math for you and show you what each circumstance looks like and the benefits of each too.
In most situations, you’ll get your home loan paid off earlier and save thousands of dollars on interest too.
Additionally, don’t forget that having equity in your home will most likely offer greater security and flexibility, especially if something unexpected happens. With the 100% financed dentist mortgage loan, you should anticipate to start out under water. If something does not work out and you are forced to sell quickly, you need to be prepared to write a potentially large check for as much as 10% of the purchase price just to get out of the home.
Whether you are moving down the street, across town or across the country, we are available to work with you all throughout the dentist home mortgage process:: because you deserve it!
Dentists, get the home of your dreams with our Freeport New York dentist home mortgage program!