Whether or not you are a first time home buyer or buying a new home in Hagerstown Maryland, our vetted loan officers have a solid understanding of the local area real estate market and what it really requires to close your dentist home loan with proficiency and expertise.
Our loan officers in Hagerstown Maryland provide specialized financing for dentists, just like you.
First and foremost, let’s discuss why dentist mortgage loans even exist. The reason is that dentists are extremely profitable customers for financial institutions. They take out big loans early in their careers and almost always pay them off. Lenders use dentist home loans to lock in early career dentists by loaning them more money with fewer stipulations than their competitors.
If you are searching for a dentist mortgage loan in Hagerstown Maryland then you came to the right place.
You’ve worked very hard to become a dentist and purchasing home should not be nearly as difficult.
Did you know there is a special loan that makes it easy for dentists to buy a home?
A home loan just for dentists?
Yup, dentists get their own loan!
A dentist mortgage is a specialty loan program made just for dentists in the home buying process.
We recognize the personal financial demands of your student loan financial debt, and how important it is to preserve working capital for when the time is right with embarking upon your dental career. Whether you are a couple years into practice, or a well established dentist, you can count on us to find a mortgage loan that is exclusively tailored for your needs.
A large number of dentists in Hagerstown Maryland may not qualify for conventional loans for various reasons such as minimal savings for a down payment, big student loan debt or little to no work history.
Despite these reasons smart lenders know that dentists are a good bet due to the fact that they typically have an exceptionally low default rate on loans, high earning potential and stable jobs.
Not all lenders offer this specialized product and within banks that do just simply talking with the right mortgage loan officer makes a remarkable difference.
Purchasing a home doesn’t need to empty your savings and the process doesn’t need to drain your time.
Suppose you have some funds to put down or are thinking about delaying until you have the funds?
Our lenders can do the math for you and show you what each circumstance looks like and the advantages of each too.
In most instances, you’ll get your mortgage paid off earlier and save thousands of dollars on interest rates too.
Furthermore, don’t overlook that having equity in your house will likely provide more security and flexibility, particularly if something unanticipated happens. With the 100% financed dentist mortgage loan, you ought to expect to begin underwater. If something doesn’t work out and you are forced to sell quickly, you need to be prepared to write a potentially large check for up to 10% of the purchase price simply to get out of the house.
Regardless of whether you’re relocating down the road, across town or across the country, we are available to lend a hand you throughout the dentist home mortgage process:: because you deserve it!
Dentists, get the house of your dreams with our Hagerstown Maryland dentist home mortgage program!