Whether or not our clients are a first time home buyer or purchasing a new home in Haverhill Massachusetts, our vetted loan officers have a solid understanding of the local area real estate market and what it really takes to close your dentist home loan with efficiency and expertise.
Our loan officers in Haverhill Massachusetts provide specialized financing for dentists, exactly like you.
To start with, let’s discuss why dentist mortgage loans even exist. The main reason is that dentists are extremely profitable customers for financial institutions. They take out big loans early in their careers and almost always pay them off. Lenders use dentist home loans to secure early career dentists by loaning them more money with a lot fewer terms than their competitors.
If you are looking for a dentist mortgage loan in Haverhill Massachusetts then you came to the right place.
You’ve trained very hard to become a dentist and buying home really should not be nearly as challenging.
Did you know there is a special loan that makes it easy for dentists to buy a home?
A home loan specifically for dentists?
Yup, dentists get their own loan!
A dentist mortgage is a specialized loan program developed just for dentists in the home buying process.
We are aware of the financial demands of your student loan debt, and how essential it is to preserve working capital for when the time is right with launching your dental career. Regardless if you are a couple years into practice, or a well established dentist, you can depend on us to find a home loan that is exclusively tailored for your needs.
Many dentists in Haverhill Massachusetts may not qualify for conventional loans for various reasons such as minimal savings for a down payment, big student loan financial debt or minimal to no work history.
Despite these reasons smart loan providers know that dentists are a good bet because they generally have an extremely low default rate on loans, high earning potential and stable jobs.
Not all banks offer this specialized product and within banks that do simply talking to the right mortgage officer makes a tremendous difference.
Buying a house doesn’t have to empty your savings and the process doesn’t have to drain your time.
What if you have some money to put down or are looking at waiting until you have the cash?
Our loan providers can do the math for you and show you what each scenario looks like and the advantages of each too.
In most circumstances, you’ll get your home mortgage paid off earlier and save thousands of dollars on interest rates too.
Additionally, don’t forget that having equity in your house will definitely provide more security and overall flexibility, particularly if something unforeseen happens. With the 100% financed dentist mortgage loan, you should anticipate to start out under water. If something doesn’t work out and you’re forced to sell quickly, you should be prepared to write a potentially sizable check for up to 10% of the purchase price simply to get out of the house.
No matter if you are relocating down the street, across town or across the country, we are right here to help you through the dentist home mortgage process:: because you deserve it!
Dentists, get the home of your dreams with our Haverhill Massachusetts dentist home loan program!