Regardless of whether our clients are a first time home buyer or buying a new home in Hilton Head Island South Carolina, our vetted loan officers have a strong understanding of the local area real estate market and what it really requires to secure your dentist home mortgage with competency and expertise.
Our loan officers in Hilton Head Island South Carolina offer special financing for dentists, exactly like you.
To start with, let’s discuss why dentist mortgage loans even exist. The reason is that dentists are very profitable clients for lending institutions. They take out big loans early in their careers and almost always pay them off. Lenders use dentist home loans to lock in early career dentists by loaning them more money with a fewer number of requirements than their competitors.
If you are trying to find a dentist mortgage loan in Hilton Head Island South Carolina then you came to the perfect place.
You’ve worked very hard to become a dentist and purchasing home shouldn’t be nearly as challenging.
Did you know there is a special loan that makes it easy for dentists to buy a home?
A home loan only for dentists?
Yup, dentists get their own loan!
A dentist home mortgage is a specialty loan program created just for dentists in the home purchasing process.
We are aware of the budgetary demands of your student loan financial obligation, and how important it is to maintain working capital for when the time is right with launching your dental career. Whether you are a couple years into practice, or a well established dentist, you can count on us to find a home loan that is exclusively tailored for your needs.
Many dentists in Hilton Head Island South Carolina may not qualify for conventional loans for various reasons such as minimal savings for a down payment, big student loan debt or minimal to no work history.
Despite these factors smart lending institutions know that dentists are a good choice due to the fact that they generally have an exceptionally low nonpayment rate on loans, high earning potential and secure jobs.
Not all mortgage lenders offer this specialized product and within banks that do simply talking with the best mortgage loan officer makes an enormous difference.
Buying a house doesn’t need to drain your savings and the process doesn’t have to drain your time.
What if you have some funds to put down or are thinking about delaying until you have the money?
Our lenders can do the math for you and show you what each situation looks like and the advantages of each too.
In most instances, you’ll get your home loan paid off earlier and save thousands on interest too.
Additionally, don’t overlook that having equity in your home will most likely provide greater security and overall flexibility, specifically if something unplanned happens. With the 100% financed dentist mortgage loan, you ought to expect to start out under water. If something does not work out and you’re forced to sell quickly, you need to be prepared to write a potentially large check for up to 10% of the purchase price simply to get out of the house.
No matter if you are relocating down the street, across town or across the country, we are available to assist you all throughout the dentist home mortgage process:: because you deserve it!
Dentists, get the home of your dreams with our Hilton Head Island South Carolina dentist home loan program!