Regardless of whether you are a first time home buyer or purchasing a new home in Hoover Alabama, our vetted loan officers have a solid understanding of the local area real estate industry and what it really takes to secure your dentist home mortgage with efficiency and know-how.
Our loan officers in Hoover Alabama provide exclusive financing for dentists, like you.
To start with, let’s discuss why dentist mortgage loans even exist. The main reason is that dentists are really profitable customers for lenders. They take out big loans early in their careers and almost always pay them off. Lenders use dentist home loans to lock in early career dentists by loaning them more money with a fewer number of terms than their competitions.
If you are trying to find a dentist mortgage loan in Hoover Alabama then you came to the perfect place.
You’ve trained very hard to become a dentist and purchasing home should not be nearly as difficult.
Did you know there is a special loan that makes it easy for dentists to buy a home?
A home loan just for dentists?
Yup, dentists get their own home loan!
A dentist home mortgage is a specialty loan program put together just for dentists in the home buying process.
We recognize the financial demands of your student loan debt, and how crucial it is to preserve working capital for when the time is right with starting your dental career. Whether you are a couple years into practice, or a well established dentist, you can count on us to find a home loan that is specially tailored for your needs.
A large number of dentists in Hoover Alabama may not qualify for conventional loans for various reasons such as minimal savings for a down payment, big student loan debt or very little to no work history.
Despite these factors smart lending institutions know that dentists are a good choice considering that they generally have an incredibly low default rate on loans, high earning potential and stable jobs.
Not all mortgage lenders offer this specialized product and within banking institutions that do simply consulting with the right mortgage officer makes a remarkable difference.
Buying a home doesn’t have to drain your savings and the process doesn’t have to drain your time.
Suppose you have some money to put down or are thinking about waiting until you have the cash?
Our mortgage lenders can do the math for you and show you what each situation looks like and the benefits of each too.
In most instances, you’ll get your home mortgage paid off earlier and save thousands of dollars on interest rates too.
Furthermore, don’t overlook that having equity in your house will most likely offer more security and flexibility, specifically if something unanticipated happens. With the 100% financed dentist mortgage loan, you should expect to start out under water. If something doesn’t work out and you’re forced to sell quickly, you need to be prepared to write a potentially big check for up to 10% of the purchase price just to get out of the home.
No matter if you’re moving down the street, across town or across the country, we are here to help you through the dentist home mortgage process:: because you deserve it!
Dentists, get the house of your dreams with our Hoover Alabama dentist home loan program!