Regardless of whether our clients are a first time home buyer or purchasing a new home in Jacksonville North Carolina, our vetted loan officers have a strong understanding of the local real estate industry and what it really requires to close your dentist mortgage with efficiency and know-how.
Our loan officers in Jacksonville North Carolina provide exclusive financing for dentists, exactly like you.
First and foremost, let’s talk about why dentist mortgage loans even exist. The main reason is that dentists are really profitable customers for lenders. They take out big loans early in their careers and almost always pay them off. Lenders use dentist home loans to lock in early career dentists by loaning them more money with a fewer number of terms than their competitors.
If you are trying to find a dentist home loan in Jacksonville North Carolina then you came to the perfect place.
You’ve trained very hard to become a dentist and buying home shouldn’t be nearly as challenging.
Did you know there is a special loan that makes it easy for dentists to buy a home?
A home loan just for dentists?
Yup, dentists get their own mortgage!
A dentist mortgage is a specialty loan program designed just for dentists in the home buying process.
We recognize the economic demands of your student loan financial obligation, and how essential it is to maintain working capital for when the time is right with starting your dental career. Regardless if you are a couple years into practice, or a well established dentist, you can count on us to find a mortgage loan that is exclusively tailored for your needs.
Many dental experts in Jacksonville North Carolina may not qualify for conventional loans for various reasons such as minimal savings for a down payment, large student loan debt or very little to no work history.
Despite these reasons smart lenders know that dentists are a good bet considering that they generally have an exceptionally low default rate on loans, high earning potential and secure jobs.
Not all mortgage lenders offer this specialized product and within banking institutions that do just simply talking with the best mortgage loan officer makes an enormous difference.
Buying a house doesn’t have to drain your savings and the process doesn’t have to drain your time.
What if you have some money to put down or are considering waiting until you have the funds?
Our mortgage lenders can do the math for you and show you what each circumstance looks like and the benefits of each too.
In most cases, you’ll get your home loan paid off earlier and save thousands on interest rates too.
Additionally, don’t overlook that having equity in your house will offer more security and flexibility, especially if something unplanned happens. With the 100% financed dentist mortgage loan, you should anticipate to begin underwater. If something does not work out and you are forced to sell quickly, you should be prepared to write a potentially large check for as much as 10% of the purchase price simply to get out of the home.
Regardless of whether you are relocating down the street, across town or across the country, we are right here to assist you throughout the dentist home loan process:: because you deserve it!
Dentists, get the home of your dreams with our Jacksonville North Carolina dentist home mortgage program!