Whether or not our clients are a first time home buyer or buying a new home in Johnson City Tennessee, our vetted loan officers have a solid understanding of the local real estate market and what it requires to close your dentist home mortgage with efficiency and expertise.
Our loan officers in Johnson City Tennessee offer specialized financing for dentists, exactly like you.
First and foremost, let’s discuss why dentist mortgage loans even exist. The reason is that dentists are very profitable clients for lenders. They take out big loans early in their careers and almost always pay them off. Lenders use dentist home loans to lock in early career dentists by loaning them more money with a fewer number of stipulations than their competitions.
If you are looking for a dentist home loan in Johnson City Tennessee then you came to the perfect place.
You’ve trained very hard to become a dentist and buying home should not be nearly as difficult.
Did you know there is a special loan that makes it easy for dentists to buy a home?
A home loan specifically for dentists?
Yup, dentists get their own loan!
A dentist home loan is a specialty loan program put together just for dentists in the home buying process.
We recognize the financial demands of your student loan liability, and how crucial it is to maintain working capital for when the time is right with starting your dental career. Whether you are a couple years into practice, or a well established dentist, you can rely on us to find a home loan that is specifically tailored for your needs.
Many dental experts in Johnson City Tennessee may not qualify for conventional loans for various reasons such as minimal savings for a down payment, big student loan financial obligation or very little to no work history.
Despite these reasons smart lenders know that dentists are a good choice due to the fact that they generally have an incredibly low default rate on loans, high earning potential and stable jobs.
Not all mortgage lenders offer this specialized product and within banks that do just simply talking with the right mortgage loan officer makes a remarkable difference.
Purchasing a home doesn’t have to empty your savings and the process doesn’t have to drain your time.
Suppose you have some cash to put down or are looking at waiting until you have the funds?
Our loan providers can do the math for you and show you what each situation looks like and the advantages of each too.
In most circumstances, you’ll get your home mortgage paid off earlier and save thousands on interest too.
Additionally, don’t forget that having equity in your home will provide more security and overall flexibility, specifically if something unanticipated happens. With the 100% financed dentist home mortgage loan, you ought to anticipate to start out underwater. If something does not work out and you are forced to sell quickly, you should be prepared to write a potentially sizable check for as much as 10% of the purchase price just to get out of the home.
Regardless of whether you’re moving down the road, across town or across the country, we are available to help you through the dentist home loan process:: because you deserve it!
Dentists, get the house of your dreams with our Johnson City Tennessee dentist home mortgage program!