Whether or not our clients are a first time home buyer or purchasing a new home in Kannapolis North Carolina, our vetted loan officers have a solid understanding of the local area real estate market and what it really takes to close your dentist mortgage with efficiency and know-how.
Our loan officers in Kannapolis North Carolina provide specialized financing for dentists, like you.
First, let’s talk about why dentist mortgage loans even exist. The main reason is that dentists are really profitable clients for financial institutions. They take out big loans early in their careers and almost always pay them off. Lenders use dentist home loans to secure early career dentists by loaning them more money with a lot fewer terms than their competitions.
If you are searching for a dentist mortgage in Kannapolis North Carolina then you came to the right place.
You’ve worked very hard to become a dentist and buying home really should not be nearly as difficult.
Did you know there is a special loan that makes it easy for dentists to buy a home?
A home loan just for dentists?
Yup, dentists get their own loan!
A dentist home mortgage is a special loan program created just for dentists in the home buying process.
We recognize the financial demands of your student loan financial debt, and how essential it is to maintain working capital for when the time is right with embarking upon your dental career. Regardless if you are a couple years into practice, or a well established dentist, you can rely on us to find a mortgage loan that is specifically tailored for your needs.
Many dental professionals in Kannapolis North Carolina may not qualify for conventional loans for various reasons such as minimal savings for a down payment, large student loan financial obligation or little to no work history.
Despite these factors smart financial institutions know that dentists are a good choice considering that they historically have an exceptionally low default rate on loans, high earning potential and secure jobs.
Not all mortgage lenders offer this specialized product and within banking institutions that do just simply talking to the best mortgage loan officer makes a remarkable difference.
Buying a home doesn’t need to drain your savings and the process doesn’t need to drain your time.
What if you have some funds to put down or are thinking about waiting until you have the cash?
Our lenders can do the math for you and show you what each circumstance looks like and the benefits of each too.
In most situations, you’ll get your home mortgage paid off sooner and save thousands on interest rates too.
Furthermore, don’t overlook that having equity in your house will definitely offer more security and overall flexibility, especially if something unanticipated happens. With the 100% financed dentist home mortgage loan, you ought to expect to begin underwater. If something does not work out and you’re forced to sell quickly, you need to be prepared to write a potentially sizable check for up to 10% of the purchase price just to get out of the house.
No matter if you are relocating down the street, across town or across the country, we are right here to assist you throughout the dentist home mortgage process:: because you deserve it!
Dentists, get the house of your dreams with our Kannapolis North Carolina dentist home loan program!