Regardless of whether you are a first time home buyer or buying a new home in Kennewick Washington, our vetted loan officers have a solid understanding of the local area real estate market and what it really requires to secure your dentist mortgage with proficiency and expertise.
Our loan officers in Kennewick Washington provide specialized financing for dentists, just like you.
First and foremost, let’s talk about why dentist mortgage loans even exist. The reason is that dentists are very profitable clients for financial institutions. They take out big loans early in their careers and almost always pay them off. Lenders use dentist home loans to secure early career dentists by loaning them more money with a lot fewer terms than their competitors.
If you are searching for a dentist mortgage loan in Kennewick Washington then you came to the right place.
You’ve worked very hard to become a dentist and purchasing home should not be nearly as challenging.
Did you know there is a special loan that makes it easy for dentists to buy a home?
A home loan specifically for dentists?
Yup, dentists get their own mortgage!
A dentist home mortgage is a specialty loan program made just for dentists in the home buying process.
We are aware of the financial demands of your student loan financial debt, and how important it is to preserve working capital for when the time is right with embarking upon your dental career. Whether or not you are a couple years into practice, or a well established dentist, you can count on us to find a mortgage loan that is specifically tailored for your needs.
Quite a few dental experts in Kennewick Washington may not qualify for conventional loans for various reasons such as minimal savings for a down payment, big student loan financial debt or little to no work history.
Despite these reasons smart lending institutions know that dentists are a good choice considering that they generally have an exceptionally low nonpayment rate on loans, high earning potential and stable jobs.
Not all lenders offer this specialized product and within banks that do just simply talking with the right home loan officer makes a significant difference.
Buying a home doesn’t need to empty your savings and the process doesn’t have to drain your time.
Suppose you have some money to put down or are looking at waiting until you have the funds?
Our loan providers can do the math for you and show you what each situation looks like and the advantages of each too.
In most instances, you’ll get your home loan paid off earlier and save thousands on interest too.
Furthermore, don’t overlook that having equity in your home will offer more security and overall flexibility, specifically if something unexpected happens. With the 100% financed dentist home mortgage loan, you ought to expect to start out under water. If something does not work out and you are forced to sell quickly, you should be prepared to write a potentially large check for as much as 10% of the purchase price simply to get out of the house.
Regardless of whether you’re relocating down the street, across town or across the country, we are right here to work with you throughout the dentist home loan process:: because you deserve it!
Dentists, get the home of your dreams with our Kennewick Washington dentist home loan program!