Regardless of whether you are a first time home buyer or buying a new home in Kettering Ohio, our vetted loan officers have a strong understanding of the local area real estate industry and what it really takes to secure your dentist mortgage with proficiency and know-how.
Our loan officers in Kettering Ohio offer special financing for dentists, like you.
First off, let’s talk about why dentist mortgage loans even exist. The reason is that dentists are extremely profitable clients for lending institutions. They take out big loans early in their careers and almost always pay them off. Lenders use dentist home loans to lock in early career dentists by loaning them more money with a lot fewer stipulations than their competitors.
If you are trying to find a dentist mortgage in Kettering Ohio then you came to the perfect place.
You’ve worked very hard to become a dentist and purchasing home shouldn’t be nearly as difficult.
Did you know there is a special loan that makes it easy for dentists to buy a home?
A home loan just for dentists?
Yup, dentists get their own home loan!
A dentist mortgage is a customized loan program developed just for dentists in the home buying process.
We understand the financial demands of your student loan financial debt, and how vital it is to preserve working capital for when the time is right with launching your dental career. Whether you are a couple years into practice, or a well established dentist, you can rely on us to find a home loan that is exclusively tailored for your needs.
A large number of dental experts in Kettering Ohio may not qualify for conventional loans for various reasons such as minimal savings for a down payment, big student loan financial debt or little to no work history.
Despite these factors smart financial institutions know that dentists are a good bet considering that they generally have an extremely low nonpayment rate on loans, high earning potential and secure jobs.
Not all mortgage lenders offer this specialized product and within banking institutions that do just simply talking to the best home loan officer makes a tremendous difference.
Purchasing a house doesn’t need to empty your savings and the process doesn’t need to drain your time.
Suppose you have some funds to put down or are thinking about waiting until you have the cash?
Our loan providers can do the math for you and show you what each circumstance looks like and the advantages of each too.
In most cases, you’ll get your home loan paid off sooner and save thousands of dollars on interest rates too.
Furthermore, don’t overlook that having equity in your house will definitely offer greater security and flexibility, particularly if something unplanned happens. With the 100% financed dentist mortgage loan, you ought to anticipate to begin underwater. If something does not work out and you are forced to sell quickly, you should be prepared to write a potentially big check for up to 10% of the purchase price just to get out of the house.
Whether you are moving down the road, across town or across the country, we are right here to help you all throughout the dentist home mortgage process:: because you deserve it!
Dentists, get the home of your dreams with our Kettering Ohio dentist home loan program!