Whether or not our clients are a first time home buyer or purchasing a new home in Killeen Texas, our vetted loan officers have a solid understanding of the local real estate industry and what it really requires to secure your dentist mortgage with efficiency and know-how.
Our loan officers in Killeen Texas provide exclusive financing for dentists, just like you.
First and foremost, let’s talk about why dentist mortgage loans even exist. The main reason is that dentists are very profitable customers for financial institutions. They take out big loans early in their careers and almost always pay them off. Lenders use dentist home loans to secure early career dentists by lending them more money with far fewer requirements than their competitors.
If you are looking for a dentist mortgage in Killeen Texas then you came to the perfect place.
You’ve worked very hard to become a dentist and buying home shouldn’t be nearly as difficult.
Did you know there is a special loan that makes it easy for dentists to buy a home?
A home loan only for dentists?
Yup, dentists get their own mortgage!
A dentist home loan is a customized loan program designed just for dentists in the home buying process.
We understand the budgetary demands of your student loan financial obligation, and how important it is to maintain working capital for when the time is right with launching your dental career. No matter if you are a couple years into practice, or a well established dentist, you can count on us to find a home loan that is exclusively tailored for your needs.
A large number of dental experts in Killeen Texas may not qualify for conventional loans for various reasons such as minimal savings for a down payment, big student loan debt or minimal to no work history.
Despite these reasons smart financial institutions know that dentists are a good bet because they typically have an exceptionally low nonpayment rate on loans, high earning potential and stable jobs.
Not all mortgage lenders offer this specialized product and within banking institutions that do just simply talking to the right mortgage officer makes a remarkable difference.
Purchasing a home doesn’t need to empty your savings and the process doesn’t need to drain your time.
Suppose you have some money to put down or are considering delaying until you have the funds?
Our loan providers can do the math for you and show you what each situation looks like and the advantages of each too.
In most circumstances, you’ll get your mortgage loan paid off earlier and save thousands of dollars on interest rates too.
Furthermore, don’t forget that having equity in your home will provide greater security and flexibility, particularly if something unforeseen happens. With the 100% financed dentist home mortgage loan, you ought to expect to start out underwater. If something doesn’t work out and you are forced to sell quickly, you need to be prepared to write a potentially large check for as much as 10% of the purchase price just to get out of the home.
No matter if you are moving down the street, across town or across the country, we are available to lend a hand you throughout the dentist home loan process:: because you deserve it!
Dentists, get the house of your dreams with our Killeen Texas dentist home loan program!