Whether or not our clients are a first time home buyer or purchasing a new home in Lafayette Louisiana, our vetted loan officers have a solid understanding of the local real estate industry and what it really requires to close your dentist home mortgage with proficiency and know-how.
Our loan officers in Lafayette Louisiana offer exclusive financing for dentists, just like you.
First off, let’s talk about why dentist mortgage loans even exist. The main reason is that dentists are very profitable clients for financial institutions. They take out big loans early in their careers and almost always pay them off. Lenders use dentist home loans to lock in early career dentists by lending them more money with a lot fewer requirements than their competitors.
If you are trying to find a dentist mortgage in Lafayette Louisiana then you came to the right place.
You’ve trained very hard to become a dentist and buying home should not be nearly as challenging.
Did you know there is a special loan that makes it easy for dentists to buy a home?
A home loan only for dentists?
Yup, dentists get their own home loan!
A dentist mortgage is a special loan program developed just for dentists in the home buying process.
We are aware of the financial demands of your student loan liability, and how important it is to preserve working capital for when the time is right with launching your dental career. Regardless if you are a couple years into practice, or a well established dentist, you can rely on us to find a mortgage loan that is specifically tailored for your needs.
Quite a few dental experts in Lafayette Louisiana may not qualify for conventional loans for various reasons such as minimal savings for a down payment, large student loan financial debt or little to no work history.
Despite these reasons smart loan providers know that dentists are a good bet because they traditionally have an exceptionally low nonpayment rate on loans, high earning potential and stable jobs.
Not all financial institutions offer this specialized product and within banks that do just simply talking to the right mortgage officer makes an enormous difference.
Buying a house doesn’t have to drain your savings and the process doesn’t need to drain your time.
Suppose you have some funds to put down or are considering delaying until you have the funds?
Our mortgage lenders can do the math for you and show you what each scenario looks like and the benefits of each too.
In most instances, you’ll get your home mortgage paid off earlier and save thousands on interest too.
Additionally, don’t overlook that having equity in your home will likely provide greater security and overall flexibility, particularly if something unplanned happens. With the 100% financed dentist mortgage loan, you should anticipate to begin underwater. If something doesn’t work out and you are forced to sell quickly, you should be prepared to write a potentially large check for as much as 10% of the purchase price just to get out of the home.
Regardless of whether you are relocating down the road, across town or across the country, we are right here to work with you throughout the dentist home mortgage process:: because you deserve it!
Dentists, get the house of your dreams with our Lafayette Louisiana dentist home loan program!