Whether or not you are a first time home buyer or buying a new home in Lakeville Minnesota, our vetted loan officers have a solid understanding of the local area real estate market and what it takes to close your dentist mortgage with efficiency and know-how.
Our loan officers in Lakeville Minnesota provide exclusive financing for dentists, just like you.
First and foremost, let’s talk about why dentist mortgage loans even exist. The main reason is that dentists are really profitable clients for lending institutions. They take out big loans early in their careers and almost always pay them off. Lenders use dentist home loans to lock in early career dentists by loaning them more money with a lot fewer requirements than their competitors.
If you are trying to find a dentist mortgage loan in Lakeville Minnesota then you came to the right place.
You’ve trained very hard to become a dentist and buying home really should not be nearly as challenging.
Did you know there is a special loan that makes it easy for dentists to buy a home?
A home loan only for dentists?
Yup, dentists get their own mortgage!
A dentist home loan is a special loan program designed just for dentists in the home buying process.
We are aware of the budgetary demands of your student loan financial debt, and how crucial it is to maintain working capital for when the time is right with launching your dental career. Whether you are a couple years into practice, or a well established dentist, you can count on us to find a home loan that is specifically tailored for your needs.
A large number of dentists in Lakeville Minnesota may not qualify for conventional loans for various reasons such as minimal savings for a down payment, large student loan debt or very little to no work history.
Despite these reasons smart financial institutions know that dentists are a good choice due to the fact that they generally have an exceptionally low nonpayment rate on loans, high earning potential and secure jobs.
Not all lenders offer this specialized product and within banks that do simply talking to the best home loan officer makes a remarkable difference.
Buying a house doesn’t need to empty your savings and the process doesn’t have to drain your time.
Suppose you have some cash to put down or are thinking about delaying until you have the funds?
Our mortgage lenders can do the math for you and show you what each situation looks like and the benefits of each too.
In most situations, you’ll get your mortgage loan paid off earlier and save thousands on interest rates too.
Additionally, don’t forget that having equity in your house will likely provide more security and flexibility, especially if something unforeseen happens. With the 100% financed dentist mortgage loan, you ought to expect to start out under water. If something does not work out and you are forced to sell quickly, you need to be prepared to write a potentially big check for as much as 10% of the purchase price just to get out of the house.
Regardless of whether you’re moving down the road, across town or across the country, we are right here to help you throughout the dentist home loan process:: because you deserve it!
Dentists, get the home of your dreams with our Lakeville Minnesota dentist home loan program!