Whether you are a first time home buyer or purchasing a new home in Lakewood Ohio, our vetted loan officers have a strong understanding of the local area real estate market and what it requires to secure your dentist home loan with proficiency and know-how.
Our loan officers in Lakewood Ohio provide exclusive financing for dentists, exactly like you.
First and foremost, let’s discuss why dentist mortgage loans even exist. The reason is that dentists are really profitable clients for financial institutions. They take out big loans early in their careers and almost always pay them off. Lenders use dentist home loans to lock in early career dentists by loaning them more money with a lot fewer requirements than their competitions.
If you are looking for a dentist home loan in Lakewood Ohio then you came to the perfect place.
You’ve trained very hard to become a dentist and purchasing home really should not be nearly as challenging.
Did you know there is a special loan that makes it easy for dentists to buy a home?
A home loan only for dentists?
Yup, dentists get their own home loan!
A dentist mortgage is a specialty loan program put together just for dentists in the home buying process.
We understand the budgetary demands of your student loan liability, and how important it is to preserve working capital for when the time is right with starting your dental career. Whether or not you are a couple years into practice, or a well established dentist, you can depend on us to find a home loan that is specially tailored for your needs.
Many dental professionals in Lakewood Ohio may not qualify for conventional loans for various reasons such as minimal savings for a down payment, large student loan financial obligation or minimal to no work history.
Despite these reasons smart lenders know that dentists are a good choice due to the fact that they traditionally have an exceptionally low nonpayment rate on loans, high earning potential and stable jobs.
Not all banks offer this specialized product and within banking institutions that do just simply speaking to the right mortgage loan officer makes a tremendous difference.
Purchasing a home doesn’t have to drain your savings and the process doesn’t have to drain your time.
What if you have some funds to put down or are considering waiting until you have the money?
Our loan providers can do the math for you and show you what each scenario looks like and the advantages of each too.
In most cases, you’ll get your home mortgage paid off sooner and save thousands on interest too.
Additionally, don’t forget that having equity in your home will likely provide greater security and overall flexibility, particularly if something unexpected happens. With the 100% financed dentist home mortgage loan, you should expect to begin underwater. If something does not work out and you are forced to sell quickly, you need to be prepared to write a potentially sizable check for as much as 10% of the purchase price just to get out of the home.
No matter if you are relocating down the street, across town or across the country, we are right here to lend a hand you throughout the dentist home mortgage process:: because you deserve it!
Dentists, get the house of your dreams with our Lakewood Ohio dentist home loan program!