Whether or not you are a first time home buyer or buying a new home in Lawrence Indiana, our vetted loan officers have a strong understanding of the local real estate market and what it requires to close your dentist home mortgage with proficiency and expertise.
Our loan officers in Lawrence Indiana provide specialized financing for dentists, exactly like you.
To start with, let’s discuss why dentist mortgage loans even exist. The main reason is that dentists are extremely profitable clients for financial institutions. They take out big loans early in their careers and almost always pay them off. Lenders use dentist home loans to lock in early career dentists by lending them more money with far fewer stipulations than their competitors.
If you are trying to find a dentist home loan in Lawrence Indiana then you came to the perfect place.
You’ve worked very hard to become a dentist and purchasing home shouldn’t be nearly as difficult.
Did you know there is a special loan that makes it easy for dentists to buy a home?
A home loan specifically for dentists?
Yup, dentists get their own mortgage!
A dentist home mortgage is a specialized loan program put together just for dentists in the home purchasing process.
We understand the personal financial demands of your student loan debt, and how important it is to maintain working capital for when the time is right with starting your dental career. Whether you are a couple years into practice, or a well established dentist, you can depend on us to find a home loan that is specially tailored for your needs.
Many dental experts in Lawrence Indiana may not qualify for conventional loans for various reasons such as minimal savings for a down payment, big student loan financial obligation or little to no work history.
Despite these reasons smart loan providers know that dentists are a good choice considering that they traditionally have an exceptionally low default rate on loans, high earning potential and secure jobs.
Not all financial institutions offer this specialized product and within banks that do just simply speaking with the right mortgage officer makes a remarkable difference.
Buying a home doesn’t have to drain your savings and the process doesn’t need to drain your time.
What if you have some cash to put down or are thinking about waiting until you have the money?
Our loan providers can do the math for you and show you what each circumstance looks like and the benefits of each too.
In most instances, you’ll get your mortgage loan paid off sooner and save thousands of dollars on interest rates too.
Additionally, don’t forget that having equity in your home will likely provide more security and flexibility, especially if something unplanned happens. With the 100% financed dentist home mortgage loan, you should expect to start out underwater. If something doesn’t work out and you’re forced to sell quickly, you need to be prepared to write a potentially big check for as much as 10% of the purchase price just to get out of the house.
Whether you are relocating down the road, across town or across the country, we are available to assist you all throughout the dentist home mortgage process:: because you deserve it!
Dentists, get the home of your dreams with our Lawrence Indiana dentist home loan program!