Whether or not you are a first time home buyer or buying a new home in Lee’s Summit Missouri, our vetted loan officers have a strong understanding of the local real estate market and what it takes to secure your dentist home mortgage with competency and expertise.
Our loan officers in Lee’s Summit Missouri provide specialized financing for dentists, just like you.
First off, let’s talk about why dentist mortgage loans even exist. The reason is that dentists are extremely profitable customers for lending institutions. They take out big loans early in their careers and almost always pay them off. Lenders use dentist home loans to lock in early career dentists by lending them more money with a fewer number of terms than their competitors.
If you are searching for a dentist mortgage in Lee’s Summit Missouri then you came to the right place.
You’ve trained very hard to become a dentist and buying home really should not be nearly as difficult.
Did you know there is a special loan that makes it easy for dentists to buy a home?
A home loan just for dentists?
Yup, dentists get their own home loan!
A dentist home loan is a specialty loan program put together just for dentists in the home purchasing process.
We are aware of the personal financial demands of your student loan debt, and how important it is to preserve working capital for when the time is right with launching your dental career. Whether or not you are a couple years into practice, or a well established dentist, you can count on us to find a mortgage loan that is exclusively tailored for your needs.
Many dentists in Lee’s Summit Missouri may not qualify for conventional loans for various reasons such as minimal savings for a down payment, big student loan financial debt or minimal to no work history.
Despite these factors smart financial institutions know that dentists are a good bet considering that they generally have an exceptionally low default rate on loans, high earning potential and stable jobs.
Not all banks offer this specialized product and within banking institutions that do simply speaking with the right mortgage officer makes a remarkable difference.
Purchasing a house doesn’t have to empty your savings and the process doesn’t have to drain your time.
What if you have some money to put down or are looking at delaying until you have the cash?
Our mortgage lenders can do the math for you and show you what each circumstance looks like and the benefits of each too.
In most cases, you’ll get your home loan paid off sooner and save thousands of dollars on interest too.
Furthermore, don’t overlook that having equity in your house will most likely provide more security and flexibility, particularly if something unanticipated happens. With the 100% financed dentist mortgage loan, you should anticipate to begin underwater. If something does not work out and you’re forced to sell quickly, you should be prepared to write a potentially big check for as much as 10% of the purchase price simply to get out of the house.
Whether you’re relocating down the road, across town or across the country, we are available to work with you throughout the dentist home loan process:: because you deserve it!
Dentists, get the home of your dreams with our Lee’s Summit Missouri dentist home loan program!