Regardless of whether our clients are a first time home buyer or buying a new home in Lexington Kentucky, our vetted loan officers have a solid understanding of the local area real estate industry and what it really requires to secure your dentist home loan with proficiency and know-how.
Our loan officers in Lexington Kentucky offer specialized financing for dentists, exactly like you.
First off, let’s talk about why dentist mortgage loans even exist. The main reason is that dentists are very profitable clients for lending institutions. They take out big loans early in their careers and almost always pay them off. Lenders use dentist home loans to secure early career dentists by loaning them more money with fewer requirements than their competitions.
If you are trying to find a dentist home loan in Lexington Kentucky then you came to the right place.
You’ve trained very hard to become a dentist and purchasing home really should not be nearly as difficult.
Did you know there is a special loan that makes it easy for dentists to buy a home?
A home loan only for dentists?
Yup, dentists get their own home loan!
A dentist home loan is a specialized loan program made just for dentists in the home buying process.
We recognize the financial demands of your student loan liability, and how essential it is to maintain working capital for when the time is right with embarking upon your dental career. No matter if you are a couple years into practice, or a well established dentist, you can count on us to find a home loan that is exclusively tailored for your needs.
A lot of dental professionals in Lexington Kentucky may not qualify for conventional loans for various reasons such as minimal savings for a down payment, large student loan debt or very little to no work history.
Despite these factors smart financial institutions know that dentists are a good choice considering that they typically have an incredibly low default rate on loans, high earning potential and secure jobs.
Not all lenders offer this specialized product and within banking institutions that do just simply speaking with the best mortgage loan officer makes a significant difference.
Buying a house doesn’t have to drain your savings and the process doesn’t have to drain your time.
Suppose you have some funds to put down or are considering waiting until you have the money?
Our mortgage lenders can do the math for you and show you what each scenario looks like and the benefits of each too.
In most situations, you’ll get your home mortgage paid off earlier and save thousands on interest too.
Furthermore, don’t forget that having equity in your home will most likely offer greater security and overall flexibility, especially if something unforeseen happens. With the 100% financed dentist home mortgage loan, you should expect to start out underwater. If something doesn’t work out and you are forced to sell quickly, you need to be prepared to write a potentially sizable check for up to 10% of the purchase price just to get out of the house.
Regardless of whether you are relocating down the street, across town or across the country, we are right here to assist you throughout the dentist home mortgage process:: because you deserve it!
Dentists, get the home of your dreams with our Lexington Kentucky dentist home loan program!