Whether you are a first time home buyer or purchasing a new home in Long Beach California, our vetted loan officers have a strong understanding of the local real estate industry and what it really requires to close your dentist home loan with efficiency and know-how.
Our loan officers in Long Beach California provide specialized financing for dentists, like you.
First, let’s discuss why dentist mortgage loans even exist. The reason is that dentists are very profitable clients for lending institutions. They take out big loans early in their careers and almost always pay them off. Lenders use dentist home loans to secure early career dentists by loaning them more money with a fewer number of requirements than their competitors.
If you are trying to find a dentist home mortgage in Long Beach California then you came to the perfect place.
You’ve worked very hard to become a dentist and buying home should not be nearly as difficult.
Did you know there is a special loan that makes it easy for dentists to buy a home?
A home loan only for dentists?
Yup, dentists get their own loan!
A dentist home loan is a special loan program designed just for dentists in the home buying process.
We understand the personal financial demands of your student loan financial obligation, and how essential it is to preserve working capital for when the time is right with starting your dental career. No matter if you are a couple years into practice, or a well established dentist, you can rely on us to find a mortgage loan that is specifically tailored for your needs.
A lot of dental experts in Long Beach California may not qualify for conventional loans for various reasons such as minimal savings for a down payment, big student loan debt or very little to no work history.
Despite these reasons smart financial institutions know that dentists are a good choice because they typically have an incredibly low default rate on loans, high earning potential and stable jobs.
Not all mortgage lenders offer this specialized product and within banking institutions that do just simply talking with the best mortgage officer makes a tremendous difference.
Buying a home doesn’t have to drain your savings and the process doesn’t need to drain your time.
What if you have some funds to put down or are thinking about delaying until you have the money?
Our mortgage lenders can do the math for you and show you what each scenario looks like and the advantages of each too.
In most circumstances, you’ll get your home mortgage paid off earlier and save thousands of dollars on interest too.
Additionally, don’t overlook that having equity in your home will definitely provide greater security and flexibility, particularly if something unanticipated happens. With the 100% financed dentist home mortgage loan, you ought to anticipate to begin under water. If something does not work out and you’re forced to sell quickly, you should be prepared to write a potentially big check for as much as 10% of the purchase price just to get out of the house.
Whether you’re moving down the street, across town or across the country, we are here to help you throughout the dentist home mortgage process:: because you deserve it!
Dentists, get the home of your dreams with our Long Beach California dentist home mortgage program!