Whether or not our clients are a first time home buyer or purchasing a new home in Louisville Kentucky, our vetted loan officers have a strong understanding of the local area real estate industry and what it takes to close your dentist home loan with proficiency and know-how.
Our loan officers in Louisville Kentucky offer exclusive financing for dentists, just like you.
To start with, let’s talk about why dentist mortgage loans even exist. The main reason is that dentists are very profitable clients for lending institutions. They take out big loans early in their careers and almost always pay them off. Lenders use dentist home loans to lock in early career dentists by loaning them more money with a fewer number of requirements than their competitions.
If you are trying to find a dentist home loan in Louisville Kentucky then you came to the right place.
You’ve trained very hard to become a dentist and buying home really should not be nearly as difficult.
Did you know there is a special loan that makes it easy for dentists to buy a home?
A home loan only for dentists?
Yup, dentists get their own loan!
A dentist mortgage is a special loan program made just for dentists in the home purchasing process.
We recognize the economic demands of your student loan financial debt, and how important it is to preserve working capital for when the time is right with launching your dental career. Whether or not you are a couple years into practice, or a well established dentist, you can depend on us to find a home loan that is exclusively tailored for your needs.
A lot of dental professionals in Louisville Kentucky may not qualify for conventional loans for various reasons such as minimal savings for a down payment, big student loan debt or very little to no work history.
Despite these factors smart loan providers know that dentists are a good choice considering that they generally have an extremely low nonpayment rate on loans, high earning potential and secure jobs.
Not all banks offer this specialized product and within banks that do just simply talking to the best mortgage loan officer makes a remarkable difference.
Purchasing a home doesn’t need to empty your savings and the process doesn’t have to drain your time.
Suppose you have some money to put down or are looking at waiting until you have the money?
Our loan providers can do the math for you and show you what each situation looks like and the benefits of each too.
In most cases, you’ll get your mortgage loan paid off sooner and save thousands of dollars on interest rates too.
Additionally, don’t forget that having equity in your home will offer more security and flexibility, specifically if something unforeseen happens. With the 100% financed dentist mortgage loan, you should expect to begin underwater. If something does not work out and you’re forced to sell quickly, you should be prepared to write a potentially big check for up to 10% of the purchase price simply to get out of the home.
Whether you’re relocating down the road, across town or across the country, we are right here to work with you all throughout the dentist home loan process:: because you deserve it!
Dentists, get the home of your dreams with our Louisville Kentucky dentist home mortgage program!