Regardless of whether you are a first time home buyer or buying a new home in Lubbock Texas, our vetted loan officers have a solid understanding of the local area real estate industry and what it takes to close your dentist home mortgage with efficiency and know-how.
Our loan officers in Lubbock Texas offer exclusive financing for dentists, just like you.
First, let’s discuss why dentist mortgage loans even exist. The reason is that dentists are extremely profitable customers for lenders. They take out big loans early in their careers and almost always pay them off. Lenders use dentist home loans to secure early career dentists by lending them more money with a lot fewer stipulations than their competitions.
If you are searching for a dentist home loan in Lubbock Texas then you came to the perfect place.
You’ve trained very hard to become a dentist and buying home really should not be nearly as difficult.
Did you know there is a special loan that makes it easy for dentists to buy a home?
A home loan specifically for dentists?
Yup, dentists get their own mortgage!
A dentist home mortgage is a specialized loan program put together just for dentists in the home buying process.
We understand the economic demands of your student loan liability, and how crucial it is to maintain working capital for when the time is right with starting your dental career. No matter if you are a couple years into practice, or a well established dentist, you can count on us to find a mortgage loan that is exclusively tailored for your needs.
A large number of dental professionals in Lubbock Texas may not qualify for conventional loans for various reasons such as minimal savings for a down payment, large student loan debt or very little to no work history.
Despite these factors smart lenders know that dentists are a good choice due to the fact that they traditionally have an incredibly low default rate on loans, high earning potential and secure jobs.
Not all financial institutions offer this specialized product and within banking institutions that do just simply speaking with the right home loan officer makes an enormous difference.
Buying a home doesn’t have to empty your savings and the process doesn’t need to drain your time.
Suppose you have some cash to put down or are considering delaying until you have the funds?
Our mortgage lenders can do the math for you and show you what each scenario looks like and the benefits of each too.
In most situations, you’ll get your mortgage loan paid off sooner and save thousands on interest too.
Additionally, don’t forget that having equity in your house will most likely offer greater security and flexibility, especially if something unanticipated happens. With the 100% financed dentist mortgage loan, you should expect to start out underwater. If something doesn’t work out and you’re forced to sell quickly, you need to be prepared to write a potentially large check for up to 10% of the purchase price simply to get out of the house.
Regardless of whether you are relocating down the street, across town or across the country, we are available to help you throughout the dentist home mortgage process:: because you deserve it!
Dentists, get the house of your dreams with our Lubbock Texas dentist home loan program!