Regardless of whether our clients are a first time home buyer or buying a new home in McKinney Texas, our vetted loan officers have a strong understanding of the local real estate market and what it takes to secure your dentist home mortgage with efficiency and expertise.
Our loan officers in McKinney Texas provide specialized financing for dentists, like you.
First, let’s talk about why dentist mortgage loans even exist. The reason is that dentists are very profitable customers for lenders. They take out big loans early in their careers and almost always pay them off. Lenders use dentist home loans to secure early career dentists by lending them more money with fewer terms than their competitors.
If you are searching for a dentist mortgage in McKinney Texas then you came to the right place.
You’ve trained very hard to become a dentist and purchasing home shouldn’t be nearly as challenging.
Did you know there is a special loan that makes it easy for dentists to buy a home?
A home loan only for dentists?
Yup, dentists get their own loan!
A dentist mortgage is a special loan program designed just for dentists in the home purchasing process.
We recognize the personal financial demands of your student loan debt, and how essential it is to preserve working capital for when the time is right with embarking upon your dental career. No matter if you are a couple years into practice, or a well established dentist, you can depend on us to find a home loan that is specifically tailored for your needs.
A large number of dentists in McKinney Texas may not qualify for conventional loans for various reasons such as minimal savings for a down payment, big student loan financial obligation or minimal to no work history.
Despite these factors smart loan providers know that dentists are a good bet considering that they traditionally have an exceptionally low default rate on loans, high earning potential and stable jobs.
Not all lenders offer this specialized product and within banks that do simply speaking with the best mortgage loan officer makes a remarkable difference.
Buying a home doesn’t have to drain your savings and the process doesn’t have to drain your time.
What if you have some funds to put down or are looking at delaying until you have the funds?
Our loan providers can do the math for you and show you what each scenario looks like and the benefits of each too.
In most situations, you’ll get your home loan paid off sooner and save thousands on interest rates too.
Furthermore, don’t overlook that having equity in your home will offer greater security and flexibility, especially if something unanticipated happens. With the 100% financed dentist mortgage loan, you ought to anticipate to start out underwater. If something doesn’t work out and you are forced to sell quickly, you should be prepared to write a potentially sizable check for as much as 10% of the purchase price just to get out of the house.
Regardless of whether you are relocating down the road, across town or across the country, we are available to work with you all throughout the dentist home loan process:: because you deserve it!
Dentists, get the house of your dreams with our McKinney Texas dentist home loan program!